$580,000
Active3104 Seafarer Dr, Punta Gorda, FL 33983
3 beds Β· 2 baths Β· 1,733 sq ft
Listing courtesy of HOMESMART Β· MLS# N6144817
124 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Waterfront location
- Private dock
- 80-foot seawall
- Hurricane impact windows
- Screened lanai
- Hot tub
- Whole-house generator
- Oversized driveway
AI-selected highlights from the listing description below.
**WATERFRONT...WATERFRONT...WATERFRONT!** Built in **2022**, this beautifully crafted 3-bedroom, 2-bath, 2-car garage waterfront home offers exceptional boating access, located just 600 feet from the Peace River and featuring a brand-new 80-foot seawall installed in May 2026. **The home has experienced zero hurricane or flood damage**, offering added peace of mind. The property also includes a private dock with electric available nearby, providing convenient access for future dockside power. Designed with quality craftsmanship throughout, this bright and open floor plan offers hurricane impact windows, doors, and sliding glass doors, eliminating the need for hurricane shutters. The spacious kitchen features quality wood cabinetry with solid plywood boxes, soft-close doors and drawers, 42-inch upper cabinets, granite countertops, stainless steel appliances, a large center island, and an oversized pantry. Luxury vinyl plank flooring flows throughout the home, complemented by LED lighting, six-inch baseboards, ceiling fans, granite countertops in both bathrooms, and beautifully tiled tub and shower surrounds. The private primary suite offers one of the home's most desirable features, a walk-through closet with direct access to the laundry room, creating a convenient and functional owner's retreat. Additional upgrades include a high-efficiency A/C system, professionally sealed ductwork with mastic at all joints for enhanced energy efficiency, an electric floor outlet in the great room, a new fence installed in 2026, and a Generac 17,500-watt portable whole-house generator with dedicated house hookup for added peace of mind. Step outside to the screened lanai, the perfect place to relax or entertain, then unwind in the hot tub located just outside the lanai while enjoying the peaceful waterfront setting. **The spacious backyard offers plenty of room to add the pool of your dreams.** The oversized driveway provides additional parking space for a boat, trailer, or extra vehicles. Combining premium construction, thoughtful design, modern upgrades, and outstanding boating access, this move-in-ready home offers the perfect blend of luxury, convenience, and the Florida waterfront lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 2 full
- Living area
- 1,733 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 240 ft
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,351/yr
- Listed
- Jun 26, 2026
- MLS #
- N6144817
Price & status history
- Listed for $625,000
- Price reduced to $580,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 3104 SEAFARER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,779
$2,933 of that is principal & interest. 22% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,933
- Property taxes
- $363
- Homeowners insurance
- $483
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,779
Over the life of the loan
- Loan amount
- $464,000
- Down payment
- $116,000
- Total interest
- $591,806
- Principal + interest paid
- $1,055,806
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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3104 Seafarer Dr, Punta Gorda, FL 33983
Listing courtesy of HOMESMART Β· MLS# N6144817 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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