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Lasbury Tracy Realty Inc
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$580,000

Active

3104 Seafarer Dr, Punta Gorda, FL 33983

3 beds Β· 2 baths Β· 1,733 sq ft

Listing courtesy of HOMESMART Β· MLS# N6144817

124 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Waterfront location
  • Private dock
  • 80-foot seawall
  • Hurricane impact windows
  • Screened lanai
  • Hot tub
  • Whole-house generator
  • Oversized driveway

AI-selected highlights from the listing description below.

**WATERFRONT...WATERFRONT...WATERFRONT!** Built in **2022**, this beautifully crafted 3-bedroom, 2-bath, 2-car garage waterfront home offers exceptional boating access, located just 600 feet from the Peace River and featuring a brand-new 80-foot seawall installed in May 2026. **The home has experienced zero hurricane or flood damage**, offering added peace of mind. The property also includes a private dock with electric available nearby, providing convenient access for future dockside power. Designed with quality craftsmanship throughout, this bright and open floor plan offers hurricane impact windows, doors, and sliding glass doors, eliminating the need for hurricane shutters. The spacious kitchen features quality wood cabinetry with solid plywood boxes, soft-close doors and drawers, 42-inch upper cabinets, granite countertops, stainless steel appliances, a large center island, and an oversized pantry. Luxury vinyl plank flooring flows throughout the home, complemented by LED lighting, six-inch baseboards, ceiling fans, granite countertops in both bathrooms, and beautifully tiled tub and shower surrounds. The private primary suite offers one of the home's most desirable features, a walk-through closet with direct access to the laundry room, creating a convenient and functional owner's retreat. Additional upgrades include a high-efficiency A/C system, professionally sealed ductwork with mastic at all joints for enhanced energy efficiency, an electric floor outlet in the great room, a new fence installed in 2026, and a Generac 17,500-watt portable whole-house generator with dedicated house hookup for added peace of mind. Step outside to the screened lanai, the perfect place to relax or entertain, then unwind in the hot tub located just outside the lanai while enjoying the peaceful waterfront setting. **The spacious backyard offers plenty of room to add the pool of your dreams.** The oversized driveway provides additional parking space for a boat, trailer, or extra vehicles. Combining premium construction, thoughtful design, modern upgrades, and outstanding boating access, this move-in-ready home offers the perfect blend of luxury, convenience, and the Florida waterfront lifestyle.

Facts

Property type
Single Family Residence
Year built
2022
Bathrooms
2 full
Living area
1,733 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 240 ft
Private pool
No
Exposure
Southwest
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,351/yr
Listed
Jun 26, 2026
MLS #
N6144817

Price & status history

  1. Listed for $625,000
  2. Price reduced to $580,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3104 SEAFARER DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,779

$2,933 of that is principal & interest. 22% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,933
Property taxes
$363
Homeowners insurance
$483
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,779

Over the life of the loan

Loan amount
$464,000
Down payment
$116,000
Total interest
$591,806
Principal + interest paid
$1,055,806
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3104 Seafarer Dr, Punta Gorda, FL 33983

Listing courtesy of HOMESMART Β· MLS# N6144817 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:22 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]