$580,000
Active42226 Lake Timber Dr, Punta Gorda, FL 33982
5 beds · 4 baths · 3,112 sq ft
Listing courtesy of SMART REALTY OF FLORIDA · MLS# C7529976
64 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
LOWEST HOA IN BABCOCK RANCH • METAL ROOF • HURRICANE IMPACT WINDOWS & DOORS! Located on a desirable corner lot just steps from the Lake Timber Lodge, this 2022 Lennar Redbud offers 5 bedrooms, 4 bathrooms, and over 3,100 sq. ft. of spacious, thoughtfully designed living in one of Babcock Ranch’s most sought-after neighborhoods. The bright, open-concept first floor features tile flooring and a beautiful kitchen with quartz countertops, oversized island, stainless-steel appliances, gas range, and ample cabinetry. The first-floor primary suite offers dual vanities and a spacious walk-in shower, while an additional bedroom and full bathroom provide flexibility for guests or multigenerational living. An enclosed lanai creates even more space to relax and entertain. Upstairs features 3 additional bedrooms, 2 bathrooms, and a spacious loft perfect for a media room, playroom, office, or second living area. Designed with Florida living in mind, the home includes a metal roof, hurricane-impact windows and doors, additional hurricane shutters, and a 2-car alley-access garage with epoxy flooring. One of Lake Timber’s biggest advantages? No additional neighborhood HOA fee—just the Babcock Ranch master HOA. Enjoy the Lake Timber Lodge with its zero-entry pool, lakefront gathering areas, playground, and fishing dock, all just steps from home. Ideally located near the front of Babcock Ranch with easy access to SR-31, Founder's Square, the upcoming B Street district, shopping, dining, trails, parks, lakes, recreation, schools, and year-round events.
Facts
- Property type
- Single Family Residence
- Year built
- 2022
- Bathrooms
- 4 full
- Living area
- 3,112 sqft
- Lot size
- 0.21 acres
- Private pool
- No
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- Yes
- 55+ community
- No
- Annual taxes
- $8,817/yr
- Monthly fees
- $45/mo
- Listed
- Aug 25, 2026
- MLS #
- C7529976
Price & status history
- Listed for $592,000
- Price reduced to $580,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 42226 LAKE TIMBER DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,196
$2,933 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,933
- Property taxes
- $735
- Homeowners insurance
- $483
- Flood insurance
- $0
- HOA / condo fees
- $45
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,196
Over the life of the loan
- Loan amount
- $464,000
- Down payment
- $116,000
- Total interest
- $591,806
- Principal + interest paid
- $1,055,806
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
42226 Lake Timber Dr, Punta Gorda, FL 33982
Listing courtesy of SMART REALTY OF FLORIDA · MLS# C7529976 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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