$239,000
Pending3227 Sunny Harbor Dr, Punta Gorda, FL 33982
2 beds Β· 2 baths Β· 1,068 sq ft
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE Β· MLS# A4707122
17 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
THIS IS THE ONE. Stop scrolling. Built in 2018, this is the newest resale waterfront home in Pelican Harbor by more than a decade, and you feel the difference the second you step inside. 9-foot ceilings and real drywall throughout, NO paneling, give these 1,068 square feet the feel of a site-built home. Two bedrooms, two baths, an open kitchen, dining and living area, a walk in closet and ensuite in the primary, and a screened rear porch for viewing sunsets over the water. Best of all, it is offered TURNKEY. Bring a suitcase and start living. NO DEFERRED EXPENSES! The upgrades are recent, documented, and the kind that matter. Granite counters, sinks and faucets in the kitchen and both bathrooms (2024). A luxurious walk-in ceramic tile shower, four feet by five and a half (2024). New refrigerator (2023), with washer, dryer and the full appliance suite included. Block patio (2023). A new shingle roof (2023) carrying an Owens Corning Preferred Protection warranty that transfers to the next owner. Rain gutters, storage sheds, and a concrete driveway extension (2022). Out back is where boaters stop reading and start calling. A 6,000-pound covered lift sits on a composite dock built in 2022, wired for electricity and plumbed with water, alongside a concrete seawall installed in 2017. From here you have direct access to the Peace River, Charlotte Harbor and the Gulf. A transferable flood policy conveys with the home, a meaningful savings for the next owner in a market where that coverage is getting harder to come by. Pelican Harbor is a land owned 55+ deed restricted community on the Peace River, and the low HOA, abundant amenities and direct Gulf access are just a few reasons this could be your perfect year-round home or snowbird destination. Community amenities include a heated and ventilated pool, a clubhouse with regular activities, shuffleboard, bocce ball, horseshoes, and the rare perk of NO FEE secure boat and RV storage. Dues are only $178 per month and include water, sewer and trash. You are close to golfing, beaches, fishing, parks, restaurants and shopping, and only ten minutes from Downtown Punta Gorda. Newest construction in the community, turnkey, on the water, with a transferable roof warranty and a transferable flood policy. Homes like this do not sit. Schedule your showing today.
Facts
- Property type
- Manufactured Home
- Year built
- 2018
- Bathrooms
- 2 full
- Living area
- 1,068 sqft
- Lot size
- 0.08 acres
- Waterfront
- Yes Β· 40 ft
- Water access
- Canal - Brackish
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Furnished
- Flood zone
- VE
- CDD
- No
- 55+ community
- Yes
- Annual taxes
- $2,479/yr
- Monthly fees
- $175/mo
- Listed
- Sep 23, 2026
- MLS #
- A4707122
Price & status history
- Listed for $239,000
- Status changed to Pending
Virtual tour
- Matterport 3-D tourmy.matterport.com
Tours are hosted by the sellerβs chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 3227 SUNNY HARBOR DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$1,790
$1,209 of that is principal & interest. 32% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,209
- Property taxes
- $207
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $175
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,790
Over the life of the loan
- Loan amount
- $191,200
- Down payment
- $47,800
- Total interest
- $243,865
- Principal + interest paid
- $435,065
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3227 Sunny Harbor Dr, Punta Gorda, FL 33982
Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE Β· MLS# A4707122 Β· Pending
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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