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Lasbury Tracy Realty Inc
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$239,000

Pending

3227 Sunny Harbor Dr, Punta Gorda, FL 33982

2 beds Β· 2 baths Β· 1,068 sq ft

Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE Β· MLS# A4707122

17 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

THIS IS THE ONE. Stop scrolling. Built in 2018, this is the newest resale waterfront home in Pelican Harbor by more than a decade, and you feel the difference the second you step inside. 9-foot ceilings and real drywall throughout, NO paneling, give these 1,068 square feet the feel of a site-built home. Two bedrooms, two baths, an open kitchen, dining and living area, a walk in closet and ensuite in the primary, and a screened rear porch for viewing sunsets over the water. Best of all, it is offered TURNKEY. Bring a suitcase and start living. NO DEFERRED EXPENSES! The upgrades are recent, documented, and the kind that matter. Granite counters, sinks and faucets in the kitchen and both bathrooms (2024). A luxurious walk-in ceramic tile shower, four feet by five and a half (2024). New refrigerator (2023), with washer, dryer and the full appliance suite included. Block patio (2023). A new shingle roof (2023) carrying an Owens Corning Preferred Protection warranty that transfers to the next owner. Rain gutters, storage sheds, and a concrete driveway extension (2022). Out back is where boaters stop reading and start calling. A 6,000-pound covered lift sits on a composite dock built in 2022, wired for electricity and plumbed with water, alongside a concrete seawall installed in 2017. From here you have direct access to the Peace River, Charlotte Harbor and the Gulf. A transferable flood policy conveys with the home, a meaningful savings for the next owner in a market where that coverage is getting harder to come by. Pelican Harbor is a land owned 55+ deed restricted community on the Peace River, and the low HOA, abundant amenities and direct Gulf access are just a few reasons this could be your perfect year-round home or snowbird destination. Community amenities include a heated and ventilated pool, a clubhouse with regular activities, shuffleboard, bocce ball, horseshoes, and the rare perk of NO FEE secure boat and RV storage. Dues are only $178 per month and include water, sewer and trash. You are close to golfing, beaches, fishing, parks, restaurants and shopping, and only ten minutes from Downtown Punta Gorda. Newest construction in the community, turnkey, on the water, with a transferable roof warranty and a transferable flood policy. Homes like this do not sit. Schedule your showing today.

Facts

Property type
Manufactured Home
Year built
2018
Bathrooms
2 full
Living area
1,068 sqft
Lot size
0.08 acres
Waterfront
Yes Β· 40 ft
Water access
Canal - Brackish
Water view
Yes
Private pool
No
Exposure
East
Furnished
Furnished
Flood zone
VE
CDD
No
55+ community
Yes
Annual taxes
$2,479/yr
Monthly fees
$175/mo
Listed
Sep 23, 2026
MLS #
A4707122

Price & status history

  1. Listed for $239,000
  2. Status changed to Pending

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 3227 SUNNY HARBOR DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,790

$1,209 of that is principal & interest. 32% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,209
Property taxes
$207
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$175
Mortgage insurance (PMI)
$0
Total per month
$1,790

Over the life of the loan

Loan amount
$191,200
Down payment
$47,800
Total interest
$243,865
Principal + interest paid
$435,065
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3227 Sunny Harbor Dr, Punta Gorda, FL 33982

Listing courtesy of ALIGN RIGHT REALTY SRQ OPULENCE Β· MLS# A4707122 Β· Pending

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 8:57 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]