$589,900
Active3320 Gulf of Mexico Dr #206C, Longboat Key, FL 34228
2 beds · 2 baths · 1,186 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4703984
61 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Longboat Arms - 2BR / 2BA / 1,187 sq ft - Bring your boat and enjoy a slice of paradise! This lovely second-floor condo offers views of the bay, pool, and marina from the front. Open and light-filled, it features a covered front porch and was completely remodeled in 2017. Highlights include all-new hurricane-impact windows, a kitchen with stainless steel appliances and granite countertops, and a hall closet with washer/dryer hookup (or use the convenient laundry facility on the same floor). Tastefully decorated and move-in ready. Located in the low-density Longboat Arms community of just 45 residences with approximately 1,000 feet of waterfront and abundant green space. Enjoy covered parking, a private community boat ramp (perfect for boats, kayaks, paddleboards, jet skis), and offering boat dockage - available to residents on waitlist basis (currently open), heated pool, tennis court, outdoor amenities, and deeded Gulf beach access just across the street. The separate community building is currently undergoing extensive renovation. This is an outstanding opportunity for full-time living, a seasonal retreat, or a smart investment in one of mid-island Longboat Key’s most appealing bay-side communities. Don’t miss your chance to own in Longboat Arms — schedule your private showing today! "Furnishings available upon request"
Facts
- Property type
- Condominium
- Year built
- 1971
- Bathrooms
- 2 full
- Living area
- 1,186 sqft
- Waterfront
- Yes · 1,000 ft
- Water access
- Bay/Harbor, Bayou, Beach - Access Deeded, Canal - Saltwater, Lagoon
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,735/yr
- Monthly fees
- $1,172/mo
- Listed
- Aug 24, 2026
- MLS #
- A4703984
Price & status history
- Listed for $624,900
- Price reduced to $589,900
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3320 GULF OF MEXICO DR #206C. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,041
$2,983 of that is principal & interest. 41% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,983
- Property taxes
- $395
- Homeowners insurance
- $492
- Flood insurance
- $0
- HOA / condo fees
- $1,172
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,041
Over the life of the loan
- Loan amount
- $471,920
- Down payment
- $117,980
- Total interest
- $601,908
- Principal + interest paid
- $1,073,828
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3320 Gulf of Mexico Dr #206C, Longboat Key, FL 34228
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4703984 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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