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$945,000

Active

340 Portofino Dr, Punta Gorda, FL 33950

4 beds Β· 3 baths Β· 3,241 sq ft

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# N6144684

114 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Sailboat water, no bridges
  • 10,000 lb boat lift
  • Screened heated pool
  • Wood-burning stone fireplace
  • Concrete dock with electric

AI-selected highlights from the listing description below.

Virtually Staged. JUST REDUCED! Sailboat water, no bridges to the Gulf, a 10,000 lb boat lift, and room for a 37+ foot vessel or larger right in your backyard. Welcome to one of Burnt Store Isles' most impressive waterfront estates, where the lifestyle sells itself before you ever step inside. Tucked away on a quiet cul-de-sac in Burnt Store Isles, this elevated Craftsman-style home makes a statement from the moment you arrive. Steps lead up to an expansive covered front porch, the kind of space that immediately tells you this home lives differently than everything else on the market. With 77 feet of saltwater canal frontage, direct bridge-free Gulf access, and 3,241 square feet of heated living space plus an additional 1,229 square feet of covered outdoor areas, this 4-bedroom, 3-bathroom two-story residence checks every box for the serious Florida waterfront buyer. Inside, a dramatic two-story foyer sets the tone with soaring ceilings and an open staircase. The chef's kitchen features solid wood shaker cabinets, stone countertops, and stainless steel appliances, all overlooking the pool, canal, and dock. Multiple French doors connect the living and dining areas to the outdoors, and wide-plank 12x48 tile runs continuously throughout the entire home. A wood-burning stone fireplace with stone surround anchors the living room, while crown molding and high ceilings carry through every space. The main floor includes three bedrooms, two full bathrooms, and a generously sized laundry room with utility sink, folding station, and cabinetry. Upstairs, the private primary suite spans approximately 775 square feet and opens to a screened balcony with sweeping canal views. The ensuite bathroom features a double vanity, dedicated dressing vanity, garden tub, and separate glass-enclosed shower. A custom walk-in closet measuring 18x13 completes the retreat. Step outside to a 30x15 screened, heated pool with a newly replaced screen enclosure (2023), surrounded by covered lanai space ideal for year-round entertaining. The concrete dock with electric and water supply and 10,000 lb lift are ready for use. This is true sailboat water with no bridges between you and the Gulf, meaning unrestricted access to Charlotte Harbor and beyond. The seawall is concrete and maintained by the City of Punta Gorda through the Burnt Store Isles Canal Maintenance District, removing that expense and responsibility from the homeowner entirely. A fully fenced yard with iron fencing keeps the breeze flowing while a lawn irrigation system keeps everything green year round. Major updates are already done: roof replaced (2023), pool screen enclosure replaced (2023), two zoned A/C systems (replaced 2022 and 2024), two water heaters replaced (2022), ductwork cleanout (2022), and concrete dock rebuild (2022). An oversized two-car garage with workbench, storage space and attic access rounds out the package. Twin Isles Country Club is approximately one mile away and offers golf, tennis, and dining with a separate membership. Furnishings negotiable. SOME PHOTOS MAY BE VIRTUALLY STAGED.

Facts

Property type
Single Family Residence
Year built
1988
Bathrooms
3 full
Living area
3,241 sqft
Lot size
0.22 acres
Waterfront
Yes Β· 77 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina
Water view
Yes
Private pool
Yes
Exposure
Southeast
Furnished
Negotiable
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$11,759/yr
Monthly fees
$4/mo
Listed
Jun 26, 2026
MLS #
N6144684

Price & status history

  1. Listed for $1,100,000
  2. Price reduced to $945,000from $995,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 340 PORTOFINO DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,550

$4,778 of that is principal & interest. 27% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$4,778
Property taxes
$980
Homeowners insurance
$788
Flood insurance
$0
HOA / condo fees
$4
Mortgage insurance (PMI)
$0
Total per month
$6,550

Over the life of the loan

Loan amount
$756,000
Down payment
$189,000
Total interest
$964,236
Principal + interest paid
$1,720,236
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

340 Portofino Dr, Punta Gorda, FL 33950

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# N6144684 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:30 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]