$699,000
Active Under Contract340 Santander Ct, Punta Gorda, FL 33950
3 beds · 2 baths · 2,192 sq ft
Listing courtesy of COMPASS FLORIDA · MLS# C7529589
8 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Under contract-accepting backup offers. Burnt Store Isles! Beautiful 3 bedroom, 2 bath, 3-car garage waterfront pool home with sailboat access to Charlotte Harbor leading to the Gulf. 45 ft. concrete dock and 10,000 lb. lift sit on a wide turning basin for easy access perfect for the avid boater. Step inside to an open floor plan featuring high ceilings, neutral décor to pair with any color palette, large pocketing slider to seamlessly blend indoor and outdoor spaces and ceramic tile flooring in main living areas. Spacious arched entryways lead to casual dining with aquarium window, well equipped kitchen offering light cabinetry, stainless appliances, pantry with pull out drawers plus two-tiered breakfast bar and overlooks light and bright family room to enjoy pool access and water views. Split floor plan provides privacy for all. Primary suite with tray ceiling features access to lanai, laminate flooring and French doors opening to private ensuite with dual sinks, soaking tub and roman shower. All three bedrooms feature walk-in closets plus bedroom three is currently an office with built-in desk and Murphy bed. Shared guest bath offers walk in shower and convenient outside access. Step outside to covered lanai and screened heated pool with northwestern exposure to enjoy amazing sunsets over the water. Additional notable features include inside laundry with sink and cabinets for storage, resurfaced pool and tile in 2022 with new pool pump, new ac, central vacuum and Kinetico Water Softener system in 2021 plus accordion shutters and new tile roof in 2025 for ultimate storm protection. Meticulously maintained mature landscaping adds to the inviting curb appeal. Great location in popular golf and boating community minutes from Twin Isles Country Club to enjoy golf, tennis, fine dining and many social activities and a short drive to the Yacht Club, Fishermen's Village, and historic downtown area of Punta Gorda. Enjoy access to arts, community events, entertainment, world-class fishing, boating and beautiful parks, as well as easy access to I-75. This is not one to miss! Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2000
- Bathrooms
- 2 full
- Living area
- 2,192 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 60 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,516/yr
- Monthly fees
- $5/mo
- Listed
- Aug 13, 2026
- MLS #
- C7529589
Price & status history
- Listed for $699,000
- Status changed to Active Under Contract
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 340 SANTANDER CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,748
$3,535 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,535
- Property taxes
- $626
- Homeowners insurance
- $583
- Flood insurance
- $0
- HOA / condo fees
- $5
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,748
Over the life of the loan
- Loan amount
- $559,200
- Down payment
- $139,800
- Total interest
- $713,229
- Principal + interest paid
- $1,272,429
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
340 Santander Ct, Punta Gorda, FL 33950
Listing courtesy of COMPASS FLORIDA · MLS# C7529589 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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