$289,900
Active Under Contract3414 Palm Dr, Punta Gorda, FL 33950
2 beds · 2 baths · 1,044 sq ft
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7521107
88 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- High stem wall construction
- Elevated higher than required
- Pebble-stone shower floor
- Electric fireplace
- His-and-hers closets
- Large covered patio
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. Pre-Construction. To be built. If you're looking for a home you can feel secure in during hurricane season as well as being SO CLOSE to the Punta Gorda Airport and able to bike downtown or to Publix, then you've found your home. Welcome to this brand new pre-construction home by Starter Home Construction, offering modern design, quality craftsmanship, and durable features in a desirable Punta Gorda location. The open-concept floor plan showcases a modern look with abundant natural light, Level 5 granite countertops, soft-close cabinets and drawers, and a stylish electric fireplace that adds both warmth and character to the living space. The primary suite features his-and-hers closets for maximum storage and convenience. The luxurious primary bathroom offers a frameless glass shower enclosure for an open, airy feel, floor-to-ceiling large gray tiles for a modern look, a pebble-stone shower floor adding texture and spa vibes, a recessed niche with mosaic tile accent and lighting, and matte black shower fixtures that are on-trend and cohesive. Step outside to a large covered patio in the backyard, perfect for entertaining, relaxing, or enjoying your future pool if you so desire. Built for peace of mind, this home includes hurricane impact windows and doors and built up on a high stem wall. Home will be built at an elevation higher than required, which will allow for submission of a LOMR and could result in reduced or NO flood insurance. Additional upgrades include an elevated A/C system and water heater for added protection and efficiency. Ideally located within biking distance to downtown Punta Gorda Gorda Fl, you’ll enjoy easy access to shopping downtown or at Fisherman's Village, waterfront dining, waterfront parks along the Harborwalk, and local events and fairs. This new construction home is a fantastic opportunity for a primary residence, seasonal retreat, or investment property. Schedule your private showing today and experience all this home has to offer.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Bathrooms
- 2 full
- Living area
- 1,044 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- X/AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $475/yr
- Listed
- Jan 28, 2026
- MLS #
- C7521107
Price & status history
- Listed for $289,900
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 3414 PALM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,747
$1,466 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,466
- Property taxes
- $40
- Homeowners insurance
- $242
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,747
Over the life of the loan
- Loan amount
- $231,920
- Down payment
- $57,980
- Total interest
- $295,801
- Principal + interest paid
- $527,721
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
3414 Palm Dr, Punta Gorda, FL 33950
Listing courtesy of HOME MATCHMAKING REALTY · MLS# C7521107 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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