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$150,000

Active

3619 Wisteria Pl, Punta Gorda, FL 33950

0.32 acre lot

Listing courtesy of RE/MAX PALM REALTY · MLS# C7530948

39 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

BUILD YOUR FLORIDA WATERFRONT DREAM HOME on this exceptional cleared lot offering approximately 113 FEET OF WATER FRONTAGE. Larger than many nearby properties, this spacious homesite provides abundant room to design a custom residence with a pool, lanai, outdoor entertaining areas, and space to enjoy the Southwest Florida lifestyle. The lot is CLEARED AND READY To BUILD. A CONCRETE SEAWALL is in place. Boating and waterfront enjoyment are made even more convenient by the COMPOSITE DOCK, constructed approximately five years ago for enhanced durability and lower maintenance. PUBLIC WATER HAS ALREADY BEEN RUN TO THE PROPERTY and only requires connection. Prior septic tank has already been removed. Boaters can follow the canal route beneath the RIO VILLA BRIDGE, continue through ALLIGATOR CREEK, and enter the open waters of CHARLOTTE HARBOR, with access beyond to the GULF OF MEXICO. Whether launching a kayak, fishing from the dock, or planning future boating improvements, this property creates an ideal setting for waterfront recreation. Enjoy waterfront living while remaining convenient to shopping, dining, parks, golf courses, downtown Punta Gorda, Punta Gorda Airport, I-75, and the area’s many attractions. Gulf beaches, spring training baseball, and the best of Southwest Florida are within easy reach. With its generous dimensions, extensive waterfront, cleared building site, concrete seawall, composite dock, utility availability, and Gulf-access route, this property offers an outstanding opportunity to create your custom Florida retreat.

Facts

Property type
Land
Lot size
0.32 acres
Waterfront
Yes · 113 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Marina, River
Water view
Yes
Exposure
East
Flood zone
9AE
CDD
No
Annual taxes
$765/yr
Listed
Sep 19, 2026
MLS #
C7530948

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3619 WISTERIA PL. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$1,022

$758 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$758
Property taxes
$64
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$1,022

Over the life of the loan

Loan amount
$120,000
Down payment
$30,000
Total interest
$153,053
Principal + interest paid
$273,053
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3619 Wisteria Pl, Punta Gorda, FL 33950

Listing courtesy of RE/MAX PALM REALTY · MLS# C7530948 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:56 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]