$150,000
Active4114 Palm Dr, Punta Gorda, FL 33950
0.25 acre lot
Listing courtesy of DALTON WADE INC · MLS# C7525135
191 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- sailboat access water
- no bridges navigation
- deep water heavy craft
- no HOA fees
- no deed restrictions
- waterfront recreational area
AI-selected highlights from the listing description below.
IMPRESSIVE PRICE FOR NAVIGABLE, SAILBOAT ACCESS WATER and NO BRIDGES! This property is situated on the Kostek Canal that brings you directly to Alligator Creek with direct access to Charlotte Harbor. Approximately 2.5 miles to Harbor. Deep water for heavy craft and Sailboats! The property has been mulched. Not located in Punta Gorda City Limits therefore no deed restrictions, no HOA and no CDD fees but you get all the amenities of water front living in Punta Gorda! READY TO BUILD YOUR DREAM HOME - prime residential lot build your dream home on this Sail Boat Property! Nestled in the picturesque community of Punta Gorda, this spacious lot offers the perfect opportunity to design and build the home of your dreams. Located in a serene neighborhood with close proximity to all the amenities Southwest Florida has to explore this property is ideal for those seeking a peaceful yet convenient lifestyle. Rich waterfront recreational area from this location it is only a 10 minute ride to Charlotte Harbor, less than an hour to Boca Grande Pass and the Gulf of Mexico. Less than 3.5 miles to I-75 and only 4 miles to Punta Gorda Airport making this location an easy commute to almost anywhere, and only 4.5 miles to Ponce DeLeon Park with amazing sunsets, 10 miles to Port Charlotte Town Center and only 5 miles to Punta Gorda Historic district and waterfront park with historic downtown Punta Gorda, featuring charming shops, dining options, and vibrant entertainment. Tampa Bay Rays spring training and the fairgrounds are just minutes away, also multiple golf courses and some of the best boating and fishing in all of Florida. Red Soxs, Orioles, Twins and Braves spring training all within an hour’s drive. Conveniently located near major highways, making it easy to travel to nearby beaches, golf courses, and other attractions. This lot provides the ideal blank canvas to bring your vision to life in one of Florida's most sought-after areas. Whether you're planning your forever home or a vacation retreat, investment ~ a great price point with minimal holding costs ~ this property is a must-see. Don't miss this incredible opportunity—schedule your showing today!
Facts
- Property type
- Land
- Lot size
- 0.25 acres
- Waterfront
- Yes · 200 ft
- Water access
- Canal - Brackish, Canal - Saltwater
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $1,950/yr
- Listed
- Apr 18, 2026
- MLS #
- C7525135
Price & status history
- Listed for $165,000
- Price reduced to $150,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4114 PALM DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,121
$758 of that is principal & interest. 32% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $758
- Property taxes
- $163
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,121
Over the life of the loan
- Loan amount
- $120,000
- Down payment
- $30,000
- Total interest
- $153,053
- Principal + interest paid
- $273,053
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4114 Palm Dr, Punta Gorda, FL 33950
Listing courtesy of DALTON WADE INC · MLS# C7525135 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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