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$399,400

Active Under Contract

4056 Gingold St, Port Charlotte, FL 33948

4 beds Β· 3 baths Β· 3,389 sq ft

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7527042

75 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • enclosed sunroom
  • double lot
  • two primary suites
  • metal roof
  • whole-house repipe
  • arched windows
  • mature landscaping
  • tropical garden setting

AI-selected highlights from the listing description below.

Under contract-accepting backup offers. TAKING BACK UP OFFERS - MORNING COFFEE IN THE SUNROOM. EVENINGS SURROUNDED BY TROPICAL GREENERY. A HOME WITH ROOM TO GROW. Tucked away on a rare double lot in the heart of Port Charlotte, this unique 4BR + Den, 3BA home offers over 4,000 square feet of functional interior living space, including a permitted 675-square-foot enclosed sunroom that was formerly a screened lanai. The result is an expansive floor plan with flexibility for multigenerational living, extended stays, hobbies, entertaining, or simply spreading out and enjoying life. Significant recent improvements have already been completed, including a 2025 metal roof, 2025 HVAC system, 2025 whole-house repipe, and a permitted enclosed sunroom conversion that transformed the former screened lanai into valuable additional living space (per seller and permits), allowing the next owner to focus less on major projects and more on enjoying their new home. Distinctive architectural details, soaring ceilings, arched windows, and custom design elements create a home unlike today’s typical cookie-cutter floor plans. Inside, you’ll find generously sized living areas, two primary suites, abundant natural light, and a layout designed for comfortable everyday living. Whether accommodating extended family, guests, hobbies, a home office, or simply a desire for more room to spread out, the flexible floor plan offers options rarely found at this price point. Step outside and you’ll discover what was once envisioned as a tropical garden retreat. Mature landscaping, winding pathways, trellises, garden structures, and multiple outdoor gathering spaces create a setting unlike the typical Florida backyard. While portions of the landscape would benefit from TLC and restoration, the framework for an extraordinary outdoor oasis is already in place. Whether you dream of restoring the original vision, creating a gardener’s paradise, or designing your own personal sanctuary, the possibilities are truly endless. Conveniently located near Charlotte Beach Park, public boat ramps, waterfront parks, fishing, dining, shopping, medical facilities, Sunseeker Resort, and the vibrant Punta Gorda area, you’ll enjoy easy access to the Southwest Florida lifestyle so many dream about. Spend the day exploring Charlotte Harbor, enjoy waterfront dining at sunset, or simply come home and relax beneath the shade of mature palms in your own slice of Southwest Florida paradise. With over 4,000 square feet of functional interior space, two primary suites, major recent system updates, and a rare double-lot setting, this is more than just a homeβ€”it’s an opportunity to create something truly special.

Facts

Property type
Single Family Residence
Year built
1992
Bathrooms
3 full
Living area
3,389 sqft
Lot size
0.47 acres
Private pool
No
Exposure
West
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$4,337/yr
Listed
Jun 5, 2026
MLS #
C7527042

Price & status history

  1. Listed for $489,400
  2. Price reduced to $399,400from $479,400
  3. Status changed to Active Under Contract

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 4056 GINGOLD ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,714

$2,020 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,020
Property taxes
$361
Homeowners insurance
$333
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,714

Over the life of the loan

Loan amount
$319,520
Down payment
$79,880
Total interest
$407,530
Principal + interest paid
$727,050
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

4056 Gingold St, Port Charlotte, FL 33948

Listing courtesy of COLDWELL BANKER REALTY Β· MLS# C7527042 Β· Active Under Contract

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:24 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]