$565,000
Active4077 la Costa Island Ct, Punta Gorda, FL 33950
3 beds · 2 baths · 1,976 sq ft
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7532953
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
PGI HOME W/STUNNING GOLF COURSE VIEWS AND QUICK ACCESS TO CLUBHOUSE! - This custom 3 bed/2 bath home built on an oversized lot in Punta Gorda Isles offers exceptional fairway and lake views along St. Andrews South Golf Course. Property has a spectacular view of a lake & the 3rd/4th fairways. From the lanai, you can also view the #2 green/#3 tee (to the left) & #3 green (to the right). Inside, the spacious, open floor plan is filled with natural light and enhanced by soaring cathedral ceilings. Architectural details include freshly painted trim, doors, and ceilings, lighted plant shelves, and wood-look porcelain plank tile throughout the main living areas. The kitchen is centrally located with a mix of solid surface and tile countertops, stainless steel appliances, tile backsplash, and ample cabinetry — including a built-in wine rack and closet pantry. A charming breakfast area offers pool and golf course views, while the adjacent formal dining space is ideal for entertaining. The master suite opens directly to the lanai and features a cozy reading nook, oversized walk-in closet, and spa-like bath with dual sinks, garden tub, and separate tiled shower. The split-bedroom layout ensures privacy with generously sized guest rooms, each offering walk-in closets. The guest bath also serves as a convenient pool bath with direct lanai access. Designed for indoor-outdoor living, nearly every room in the home offers views of the pool and/or lake. The screened lanai includes an in-ground, heated pool, outdoor shower, and a dedicated storage closet for pool equipment. Whether lounging in the sun or dining alfresco, this outdoor space is ideal for enjoying Punta Gorda’s year-round sunshine. Well-maintained and extensively updated, this home offers peace of mind with a NEW roof (2023), NEW microwave (2024), fresh exterior paint (2022), rescreened lanai (2023), NEW pool pump and heater (2023), NEW water heater (2023), NEW HVAC system (2021), NEW washer (2022), NEW refrigerator and dishwasher (2018), upgraded irrigation control panel, and enhanced security system. Additional features include a two-car garage, hurricane protection, and a security system. Miles of sidewalks connect you to the rest of Punta Gorda Isles and beyond — including nearby St. Andrews South Golf Club, the Isles Yacht Club, Fishermen’s Village, and historic downtown. Optional membership in the Punta Gorda Isles Civic Association offers countless social activities and ways to meet your neighbors. Claim your place in paradise today and enjoy a lifestyle filled with golf, sunshine, and outdoor enjoyment.
Facts
- Property type
- Single Family Residence
- Year built
- 1999
- Bathrooms
- 2 full
- Living area
- 1,976 sqft
- Lot size
- 0.3 acres
- Waterfront
- Yes · 126 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,268/yr
- Listed
- Nov 4, 2026
- MLS #
- C7532953
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4077 LA COSTA ISLAND CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,683
$2,857 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,857
- Property taxes
- $356
- Homeowners insurance
- $471
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,683
Over the life of the loan
- Loan amount
- $452,000
- Down payment
- $113,000
- Total interest
- $576,501
- Principal + interest paid
- $1,028,501
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4077 la Costa Island Ct, Punta Gorda, FL 33950
Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7532953 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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