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Lasbury Tracy Realty Inc
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$1,400,000

Active

440 Bocilla Dr, Placida, FL 33946

3 beds Β· 3 baths Β· 1,448 sq ft

Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6145086

327 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Waterway views
  • Saltwater pool
  • Wooden dock
  • Boat lift
  • Deeded beach access
  • Screened kitchen cabana
  • Cherry wood staircase

AI-selected highlights from the listing description below.

Upon arrival to this beach house, you'll instantly feel the island vibe. Home has updated roof, siding, and has IMPACT windows and doors. Upon entering the home, you'll immediately notice the spacious open floor plan as well as the artistic flair that flows throughout the entire property. The updated kitchen has sparkly white waterfall countertops with breakfast bar that seats six, white wooden cabinetry with an abundance of storage space, plus a wooden accent island. There is a stainless steel refrigerator, electric convection stove with double oven, dishwasher & sink. There is coretec plus vinyl flooring throughout the home. The living and dining room offer a very relaxing atmosphere with 6-1/2' by 20' of glass walls and door bringing in views of the amazing 400-foot-wide Kettle Harbor Waterway. This truly brings outside into your living space. Yes, you can truly see manatees and dolphins on a regular basis. The on-suite and second bedroom have private access to a 7' x 20' deck with a pergola for sunset viewing. Access to the third bedroom is by way of a beautiful wooden sap cherry staircase. It offers a half bath and its own private balcony overlooking Kettle Harbor. The outdoor oasis is second to none. A salt water pool is 17' x 28' and has a large covered seating and dining area. The ground level offers a air conditioned bonus room 11x18 and a full service pool bath. This area also offers an elevated outdoor wooden, screened kitchen & bar cabana with beautiful water views. To add to your outside enjoyment there is a pergola style swing bed, A 250 foot circular wooden deck for poolside sun enjoyment. For boating pleasure there is a wooden dock and a 10,000-pound boat lift. There are no bridges on Kettle Harbor and offers direct access to the ICW and Gulf. This home also has deeded beach access, just a quick walk or golf cart ride away.

Facts

Property type
Single Family Residence
Year built
1981
Bathrooms
3 full
Living area
1,448 sqft
Lot size
0.25 acres
Waterfront
Yes Β· 80 ft
Water access
Bay/Harbor, Beach, Gulf/Ocean, Intracoastal Waterway
Water view
Yes
Private pool
Yes
Exposure
West
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$12,015/yr
Listed
Dec 5, 2025
MLS #
D6145086

Price & status history

  1. Listed for $1,550,000
  2. Price reduced to $1,400,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 440 BOCILLA DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$9,247

$7,079 of that is principal & interest. 23% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$7,079
Property taxes
$1,001
Homeowners insurance
$1,167
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$9,247

Over the life of the loan

Loan amount
$1,120,000
Down payment
$280,000
Total interest
$1,428,498
Principal + interest paid
$2,548,498
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

440 Bocilla Dr, Placida, FL 33946

Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6145086 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]