$1,400,000
Active440 Bocilla Dr, Placida, FL 33946
3 beds Β· 3 baths Β· 1,448 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6145086
327 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- Waterway views
- Saltwater pool
- Wooden dock
- Boat lift
- Deeded beach access
- Screened kitchen cabana
- Cherry wood staircase
AI-selected highlights from the listing description below.
Upon arrival to this beach house, you'll instantly feel the island vibe. Home has updated roof, siding, and has IMPACT windows and doors. Upon entering the home, you'll immediately notice the spacious open floor plan as well as the artistic flair that flows throughout the entire property. The updated kitchen has sparkly white waterfall countertops with breakfast bar that seats six, white wooden cabinetry with an abundance of storage space, plus a wooden accent island. There is a stainless steel refrigerator, electric convection stove with double oven, dishwasher & sink. There is coretec plus vinyl flooring throughout the home. The living and dining room offer a very relaxing atmosphere with 6-1/2' by 20' of glass walls and door bringing in views of the amazing 400-foot-wide Kettle Harbor Waterway. This truly brings outside into your living space. Yes, you can truly see manatees and dolphins on a regular basis. The on-suite and second bedroom have private access to a 7' x 20' deck with a pergola for sunset viewing. Access to the third bedroom is by way of a beautiful wooden sap cherry staircase. It offers a half bath and its own private balcony overlooking Kettle Harbor. The outdoor oasis is second to none. A salt water pool is 17' x 28' and has a large covered seating and dining area. The ground level offers a air conditioned bonus room 11x18 and a full service pool bath. This area also offers an elevated outdoor wooden, screened kitchen & bar cabana with beautiful water views. To add to your outside enjoyment there is a pergola style swing bed, A 250 foot circular wooden deck for poolside sun enjoyment. For boating pleasure there is a wooden dock and a 10,000-pound boat lift. There are no bridges on Kettle Harbor and offers direct access to the ICW and Gulf. This home also has deeded beach access, just a quick walk or golf cart ride away.
Facts
- Property type
- Single Family Residence
- Year built
- 1981
- Bathrooms
- 3 full
- Living area
- 1,448 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Beach, Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $12,015/yr
- Listed
- Dec 5, 2025
- MLS #
- D6145086
Price & status history
- Listed for $1,550,000
- Price reduced to $1,400,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 440 BOCILLA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,247
$7,079 of that is principal & interest. 23% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,079
- Property taxes
- $1,001
- Homeowners insurance
- $1,167
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,247
Over the life of the loan
- Loan amount
- $1,120,000
- Down payment
- $280,000
- Total interest
- $1,428,498
- Principal + interest paid
- $2,548,498
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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440 Bocilla Dr, Placida, FL 33946
Listing courtesy of MICHAEL SAUNDERS & COMPANY Β· MLS# D6145086 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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