$1,379,000
Active7121 Rum Bay Dr, Placida, FL 33946
3 beds · 2 baths · 2,064 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# D6145061
327 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Screened lanai
- Knights Bay view
- Tiger-wood flooring
- Indoor enclosed elevator
- Golf-cart garage
- Private beach access
- Plantation shutters
- Outdoor rinse shower
AI-selected highlights from the listing description below.
AMAZINGLY LOW ASSUMABLE MORTGAGE AVAILABLE FOR QUALIFIED BUYERS! 3BR • 2BA • 2017 Custom Home • Palm Island Resort Beautifully crafted 2017 custom home in the gated, golf-cart community of Palm Island Resort in Placida, FL. Features include soaring ceilings, crown moldings, custom cabinetry, tiger-wood flooring, and abundant natural light. Home is in pristine, move-in condition with hurricane-rated doors and windows. The open floor plan flows to a 12' x 55' screened lanai overlooking a large backyard and Knights Bay. Gourmet kitchen includes a 48" Sub-Zero refrigerator, Conestoga cabinetry, granite counters, induction oven, and custom bar. Bedrooms feature plantation shutters and oversized closets; the primary suite offers a large walk-in closet, luxury bath, and French doors to the lanai. Additional amenities: indoor enclosed elevator, spacious laundry room, golf-cart garage with storage, and outdoor rinse shower. Walking distance to tennis & pickleball courts, pool, clubhouse, and fitness center, plus deeded access to two miles of private beach.
Facts
- Property type
- Single Family Residence
- Year built
- 2017
- Bathrooms
- 2 full
- Living area
- 2,064 sqft
- Lot size
- 0.33 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Gulf/Ocean, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $10,859/yr
- Monthly fees
- $383/mo
- Listed
- Dec 5, 2025
- MLS #
- D6145061
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 7121 RUM BAY DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,410
$6,973 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $6,973
- Property taxes
- $905
- Homeowners insurance
- $1,149
- Flood insurance
- $0
- HOA / condo fees
- $383
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,410
Over the life of the loan
- Loan amount
- $1,103,200
- Down payment
- $275,800
- Total interest
- $1,407,071
- Principal + interest paid
- $2,510,271
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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7121 Rum Bay Dr, Placida, FL 33946
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# D6145061 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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