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$569,000

Active

448 Gulf of Mexico Dr #A205, Longboat Key, FL 34228

2 beds Β· 2 baths Β· 1,306 sq ft

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY Β· MLS# A4690875

189 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • Sarasota Bay frontage
  • Marina location
  • Kayak launch
  • Boat slips
  • Heated pool
  • Furnished
  • In-unit washer and dryer

AI-selected highlights from the listing description below.

Enjoy the benefits of a well-managed waterfront community with just 39 residences and attractively low condominium association fees. Set within an intimate waterfront enclave, this Bay Harbour retreat captures the essence of refined island living. Framed by swaying palms and 720 feet of shimmering Sarasota Bay frontage, the community feels like a private tropical sanctuary, where beautiful sunrises paint the sky and waterfowl dive gracefully for fish along the shoreline. Boaters will appreciate the ideal marina location, offering a quick, scenic ride to the Gulf of Mexico. The marina is fully equipped with electrical service, fresh water and a fish-cleaning station, while the seawall provides front-row views of dolphins and playful manatees. A kayak launch adds even more ways to enjoy life on the water. Inside, this spacious two-bedroom, two-bath residence spans 1,300-plus square feet of light-filled living with captivating views of Bay Harbour Marina and Sarasota Bay. Both bedrooms feature walk-in closets, and the kitchen blends style and function with wood cabinetry with glass fronts, stainless-steel appliances, solid-surface countertops and tile flooring throughout. The generous primary suite offers an en-suite bath and a peaceful vantage point overlooking the turquoise bay waters. New hot water heater 2026. Offered furnished, the home includes an in-unit washer and dryer, covered assigned parking, ample guest parking and elevator access. Bay Harbour’s amenities elevate the experience with a heated pool, grilling area and first-come boat slips accommodating vessels up to 42 feet. Owners may have one pet. Positioned in south Longboat Key, you’re just 15 minutes from downtown Sarasota, home to upscale shopping, acclaimed dining, galleries, theater, opera, ballet and vibrant arts scene. And for everyday indulgence, you can visit or bike to St. Armands Circle, a beloved destination of boutiques, cafΓ©s and coastal charm.

Facts

Property type
Condominium
Year built
1970
Bathrooms
2 full
Living area
1,306 sqft
Lot size
3.42 acres
Waterfront
Yes Β· 1,605 ft
Water access
Bay/Harbor, Canal - Saltwater, Intracoastal Waterway
Water view
Yes
Private pool
No
Exposure
Northwest
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$5,089/yr
Monthly fees
$1,040/mo
Listed
Apr 21, 2026
MLS #
A4690875

Price & status history

  1. Listed for $629,000
  2. Price reduced to $569,000from $599,000

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 448 GULF OF MEXICO DR #A205. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,815

$2,877 of that is principal & interest. 40% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,877
Property taxes
$424
Homeowners insurance
$474
Flood insurance
$0
HOA / condo fees
$1,040
Mortgage insurance (PMI)
$0
Total per month
$4,815

Over the life of the loan

Loan amount
$455,200
Down payment
$113,800
Total interest
$580,583
Principal + interest paid
$1,035,783
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

448 Gulf of Mexico Dr #A205, Longboat Key, FL 34228

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY Β· MLS# A4690875 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]