$880,000
Pending4589 Colleen St, Port Charlotte, FL 33952
4 beds · 3.5 baths · 2,784 sq ft
Listing courtesy of KELLER WILLIAMS REALTY FT MYER · MLS# C7528579
29 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Sailboat-access boating on the Peace River — no fixed bridges between you and open water. This 4-bedroom, 3 1/2-bath home sits on a 196-foot, deep-water frontage lot with a concrete seawall, a private dock with water and electric, and a 12,000 lb boat lift. Load the boat, run down the Peace River and you're in Charlotte Harbor with a clear shot to the Gulf. Inside, 2,784 square feet gives you room to spread out: a split-bedroom layout, primary suite on the main floor, vaulted and high ceilings throughout and a wood-burning fireplace for the rare cool Florida night. The screened, covered lanai looks out over the water toward a mangrove preserve on the far bank, about as private a view as you'll find in Port Charlotte. A new roof (2022) and new pool cage (2023) are already handled, leaving plenty of room to make it your own. Minutes from Port Charlotte Beach Park, with a public boat ramp, fishing pier, playground and picnic pavilions right on Harbor Blvd.
Facts
- Property type
- Single Family Residence
- Year built
- 1974
- Bathrooms
- 3 full, 1 half
- Living area
- 2,784 sqft
- Lot size
- 0.38 acres
- Waterfront
- Yes · 196 ft
- Water access
- Gulf/Ocean, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,762/yr
- Listed
- Jul 18, 2026
- MLS #
- C7528579
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4589 COLLEEN ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,663
$4,450 of that is principal & interest. 21% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,450
- Property taxes
- $480
- Homeowners insurance
- $733
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,663
Over the life of the loan
- Loan amount
- $704,000
- Down payment
- $176,000
- Total interest
- $897,913
- Principal + interest paid
- $1,601,913
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4589 Colleen St, Port Charlotte, FL 33952
Listing courtesy of KELLER WILLIAMS REALTY FT MYER · MLS# C7528579 · Pending
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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