$99,900
Active4598 Herman Cir, Port Charlotte, FL 33948
0.23 acre lot
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531050
33 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy the opportunity to build your dream home on this waterfront vacant lot in Port Charlotte! Offering access to the area's extensive canal system and 1 fixed bridge, this property provides the potential to enjoy Southwest Florida's boating lifestyle. Whether you're looking to build a full-time residence, seasonal getaway, or investment property, this lot offers the opportunity to create a home tailored to your lifestyle. Need a builder? Let us introduce you to local reputable builders. Port Charlotte is a coastal community known for its waterways, outdoor recreation, and convenient location between Sarasota and Fort Myers. Enjoy easy access to Charlotte Harbor, local marinas, fishing spots, and boating adventures. Nearby Port Charlotte Beach Park offers waterfront recreation, a fishing pier, kayak and canoe launch, picnic areas, and sports facilities. The area also features a variety of shopping, dining, and entertainment options, including Port Charlotte Town Center and nearby waterfront destinations in Punta Gorda. For beach lovers, Englewood Beach, Manasota Key, and Stump Pass Beach State Park are within driving distance, offering opportunities for swimming, shelling, fishing, and enjoying the Gulf Coast. Nature enthusiasts can explore local parks, preserves, and waterways throughout Charlotte County. With its waterfront setting and convenient access to the surrounding area, this Port Charlotte lot is ready for your vision of Florida living. Verify building requirements, utility availability, waterfront conditions, and boating access with the appropriate authorities.
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina, River
- Water view
- Yes
- Exposure
- South
- Flood zone
- AE
- CDD
- No
- Annual taxes
- $2,054/yr
- Listed
- Sep 22, 2026
- MLS #
- C7531050
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4598 HERMAN CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$876
$505 of that is principal & interest. 42% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $505
- Property taxes
- $171
- Homeowners insurance
- $200
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $876
Over the life of the loan
- Loan amount
- $79,920
- Down payment
- $19,980
- Total interest
- $101,934
- Principal + interest paid
- $181,854
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4598 Herman Cir, Port Charlotte, FL 33948
Listing courtesy of KW PEACE RIVER PARTNERS · MLS# C7531050 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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