$285,000
Active5208 Chaves Cir, Port Charlotte, FL 33948
2 beds · 1 bath · 1,416 sq ft
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6443897
36 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Enjoy beautiful sunrises over the lake from the lanai of this adorable, well maintained home. Spend your days fishing in the lake or relaxing in your heated salt water pool. The spacious screened lanai is the perfect spot for entertaining guests and a newer grill is included. Home is completely furnished, and even includes bikes, beach toys and chairs. Make this home your perfect winter get away, permanent residence or a rental.Don't let the size fool you, this home lives large. Port Charlotte Beach Park and several public boat ramps are just minutes away. Conveniently located near schools, shopping and restaurants. Roof was replaced in 2021, tankless water heater installed in 2022, new electrical panel was installed in 2021, the AC was replaced in 2018, and the lanai screens were recently replaced. Don't let this one get away.
Facts
- Property type
- Single Family Residence
- Year built
- 1983
- Bathrooms
- 1 full
- Living area
- 1,416 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 100 ft
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- NA
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,897/yr
- Listed
- Sep 22, 2026
- MLS #
- O6443897
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5208 CHAVES CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,003
$1,441 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,441
- Property taxes
- $325
- Homeowners insurance
- $238
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,003
Over the life of the loan
- Loan amount
- $228,000
- Down payment
- $57,000
- Total interest
- $290,801
- Principal + interest paid
- $518,801
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5208 Chaves Cir, Port Charlotte, FL 33948
Listing courtesy of BEYCOME OF FLORIDA LLC · MLS# O6443897 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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