$259,000
Active5276 Early Ter, Port Charlotte, FL 33981
0.23 acre lot
Listing courtesy of THE BRC GROUP, LLC · MLS# D6145473
289 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 12,000lb covered boat lift
- composite dock
- concrete seawall
- water and electric installed
- 7x8 steel frame shed
- Myakka River access
AI-selected highlights from the listing description below.
NEW 12,000Lb COVERED BOAT LIFT WITH COMPOSITE DOCK AND CONCRETE SEAWALL LOCATED ON A CLEARED 80 X 125 LOT! Don’t buy a slip when you can have the combination of a perfect place to store your boat plus a vacant lot! If you prefer to build, water and electric have been installed at the current owner’s expense and you can start plans to build your dream home! A 7x8 shed with a steel frame roof is included and can be removed or moved easily. The community of Gulf Cove offers quick access to the Myakka River, Charlotte Harbor, ICW and Gulf!
Facts
- Property type
- Land
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway, River
- Water view
- Yes
- Flood zone
- AE
- Annual taxes
- $2,439/yr
- Monthly fees
- $13/mo
- Listed
- Jan 12, 2026
- MLS #
- D6145473
Price & status history
- Listed for $279,000
- Price reduced to $259,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5276 EARLY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,742
$1,310 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,310
- Property taxes
- $203
- Homeowners insurance
- $216
- Flood insurance
- $0
- HOA / condo fees
- $13
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,742
Over the life of the loan
- Loan amount
- $207,200
- Down payment
- $51,800
- Total interest
- $264,272
- Principal + interest paid
- $471,472
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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5276 Early Ter, Port Charlotte, FL 33981
Listing courtesy of THE BRC GROUP, LLC · MLS# D6145473 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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