$489,899
Active5316 Altoona St, Sarasota, FL 34232
3 beds · 2 baths · 1,842 sq ft
Listing courtesy of NOBSKA REAL ESTATE LLC · MLS# O6444317
15 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Exceptional Sarasota Residence with NO HOA! If FHA approved, buyers may have the opportunity to qualify for 0% DOWN through our preferred lender, with closing cost assistance also available. Built by Endura Construction, this beautifully crafted residence offers an elevated blend of contemporary design, quality craftsmanship, and effortless Florida living. Designed with durability, protection, and peace of mind in mind, the home features impact-resistant windows and doors, a storm-ready structure built to applicable codes, and a builder’s warranty. Step inside to discover a refined open-concept interior featuring three spacious bedrooms and two elegantly appointed bathrooms. The sophisticated primary suite provides a private retreat filled with natural light and complemented by a generous walk-in closet. Thoughtfully selected finishes throughout the residence create a modern, elegant, and timeless aesthetic. At the heart of the home, the kitchen, dining, and living spaces flow seamlessly together, creating an inviting setting for both everyday living and effortless entertaining. Expansive sliding glass doors extend the living space outdoors to a generous covered lanai, perfectly suited for al fresco dining, morning coffee, or simply enjoying Sarasota’s year-round indoor-outdoor lifestyle. One of the property’s most desirable advantages is the rare opportunity to enjoy NO HOA—providing greater freedom, no monthly association dues, and enhanced flexibility of ownership. Ideally positioned in a highly desirable Sarasota location, the residence is just minutes from University Town Center (UTC), Nathan Benderson Park, Whole Foods, Sarasota-Bradenton International Airport (SRQ), and an exceptional collection of upscale shopping, dining, recreation, and entertainment. Combining modern design, resilient construction, an exceptional location, and attractive financing opportunities, this residence presents a distinctive opportunity to experience the best of contemporary Sarasota living. Schedule your private showing today and discover everything this exceptional residence has to offer.
Facts
- Property type
- Single Family Residence
- Year built
- 2025
- Bathrooms
- 2 full
- Living area
- 1,842 sqft
- Lot size
- 0.16 acres
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $925/yr
- Listed
- Sep 28, 2026
- MLS #
- O6444317
Price & status history
- Listed for $499,899
- Price increased to $499,899from $419,999
- Status changed to Active
- Price reduced to $489,899
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5316 ALTOONA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,963
$2,477 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,477
- Property taxes
- $77
- Homeowners insurance
- $408
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,963
Over the life of the loan
- Loan amount
- $391,919
- Down payment
- $97,980
- Total interest
- $499,871
- Principal + interest paid
- $891,790
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5316 Altoona St, Sarasota, FL 34232
Listing courtesy of NOBSKA REAL ESTATE LLC · MLS# O6444317 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Sarasota
Want an email when homes like this list?
New Sarasota listings with at least 3 bedrooms up to $615,000. Free, and you can stop any time.



