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$489,899

Active

5316 Altoona St, Sarasota, FL 34232

3 beds · 2 baths · 1,842 sq ft

Listing courtesy of NOBSKA REAL ESTATE LLC · MLS# O6444317

15 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Exceptional Sarasota Residence with NO HOA! If FHA approved, buyers may have the opportunity to qualify for 0% DOWN through our preferred lender, with closing cost assistance also available. Built by Endura Construction, this beautifully crafted residence offers an elevated blend of contemporary design, quality craftsmanship, and effortless Florida living. Designed with durability, protection, and peace of mind in mind, the home features impact-resistant windows and doors, a storm-ready structure built to applicable codes, and a builder’s warranty. Step inside to discover a refined open-concept interior featuring three spacious bedrooms and two elegantly appointed bathrooms. The sophisticated primary suite provides a private retreat filled with natural light and complemented by a generous walk-in closet. Thoughtfully selected finishes throughout the residence create a modern, elegant, and timeless aesthetic. At the heart of the home, the kitchen, dining, and living spaces flow seamlessly together, creating an inviting setting for both everyday living and effortless entertaining. Expansive sliding glass doors extend the living space outdoors to a generous covered lanai, perfectly suited for al fresco dining, morning coffee, or simply enjoying Sarasota’s year-round indoor-outdoor lifestyle. One of the property’s most desirable advantages is the rare opportunity to enjoy NO HOA—providing greater freedom, no monthly association dues, and enhanced flexibility of ownership. Ideally positioned in a highly desirable Sarasota location, the residence is just minutes from University Town Center (UTC), Nathan Benderson Park, Whole Foods, Sarasota-Bradenton International Airport (SRQ), and an exceptional collection of upscale shopping, dining, recreation, and entertainment. Combining modern design, resilient construction, an exceptional location, and attractive financing opportunities, this residence presents a distinctive opportunity to experience the best of contemporary Sarasota living. Schedule your private showing today and discover everything this exceptional residence has to offer.

Facts

Property type
Single Family Residence
Year built
2025
Bathrooms
2 full
Living area
1,842 sqft
Lot size
0.16 acres
Private pool
No
Exposure
North
Furnished
Unfurnished
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$925/yr
Listed
Sep 28, 2026
MLS #
O6444317

Price & status history

  1. Listed for $499,899
  2. Price increased to $499,899from $419,999
  3. Status changed to Active
  4. Price reduced to $489,899

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 5316 ALTOONA ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,963

$2,477 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,477
Property taxes
$77
Homeowners insurance
$408
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,963

Over the life of the loan

Loan amount
$391,919
Down payment
$97,980
Total interest
$499,871
Principal + interest paid
$891,790
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5316 Altoona St, Sarasota, FL 34232

Listing courtesy of NOBSKA REAL ESTATE LLC · MLS# O6444317 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 29 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 10:07 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]