$1,600,000
Active5323 Early Ter, Port Charlotte, FL 33981
3 beds Β· 3.5 baths Β· 4,265 sq ft
Listing courtesy of HECKLER REALTY GROUP LLC Β· MLS# TB8543343
61 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Just STUNNING! Discover an exceptional estate home that blends luxury and true Florida waterfront living. Perfectly positioned on three waterfront lotsβtotaling over three-quarters of an acreβthis custom 4,265 sq. ft. residence offers sweeping views of the wide canal leading straight out to the Myakka River. Built with meticulous attention to detail, this 3-bedroom plus office, 3.5-bath pool home showcases refined architectural features including crown molding, step and coffered ceilings with custom lighting, built-in illuminated display cases, and and one elegant fireplace. French doors throughout the home open to an expansive 24' x 94' lanai, engineered for unobstructed water views creating a truly unique indoorβoutdoor living experience. The chefβs kitchen impresses with high-end custom cabinetry, granite countertops, a large center island, breakfast bar, convection wall oven and microwave, stainless steel GE Monogram appliances, and picturesque views of the pool and canal. A built-in desk adds convenience for daily tasks. The serene master suite features a spacious sitting area, custom closet organizers, and a luxurious bath with separate vanities, a soaking tub, and a walk-in shower. Additional highlights include an intercom system, a state-of-the-art security and exterior video monitoring system, and an oversized 1,049 sq. ft. three-car garage complete with built-in cabinetry and pull-down attic accessβideal for car enthusiasts or hobbyists. The home also features a new roof installed in 2023, adding long-term value and reassurance. Outdoor living is elevated with a heated 15' x 33' saltwater pool with waterfall and an exterior shower. The pool cage was recently replaced and upgraded with oversized 6" gutters. The lanai is pre-plumbed and pre-wired for a future outdoor kitchen, making it perfect for entertaining in true Florida style. Boating and water-sport enthusiasts will appreciate the 62-foot dock with a 9,000-lb. boat lift, electric and water hookups at the dock, plus two additional jet-ski lifts located on the third lot. A 50-amp RV hookup provides added convenience for guests or recreational vehicles. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, this home offers a lifestyle that is both luxurious and effortlessly coastal. Begin your next chapter in the prestigious riverfront community of Gulf Coveβwhere every day feels like a retreat.
Facts
- Property type
- Single Family Residence
- Year built
- 2002
- Bathrooms
- 3 full, 1 half
- Living area
- 4,265 sqft
- Lot size
- 0.77 acres
- Waterfront
- Yes Β· 140 ft
- Water access
- Canal - Saltwater, Intracoastal Waterway
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,408/yr
- Monthly fees
- $6/mo
- Listed
- Aug 28, 2026
- MLS #
- TB8543343
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 5323 EARLY TER. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,547
$8,090 of that is principal & interest. 15% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $8,090
- Property taxes
- $117
- Homeowners insurance
- $1,333
- Flood insurance
- $0
- HOA / condo fees
- $6
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,547
Over the life of the loan
- Loan amount
- $1,280,000
- Down payment
- $320,000
- Total interest
- $1,632,569
- Principal + interest paid
- $2,912,569
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5323 Early Ter, Port Charlotte, FL 33981
Listing courtesy of HECKLER REALTY GROUP LLC Β· MLS# TB8543343 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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