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$575,000

Active

5400 Almar Dr, Punta Gorda, FL 33950

3 beds Β· 2 baths Β· 2,259 sq ft

Listing courtesy of EPIQUE REALTY INC. Β· MLS# A4698002

126 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • sailboat-access neighborhood
  • 70 feet concrete seawall
  • 10,000-pound boat lift
  • private observation deck
  • extra-deep two-car garage
  • metal roof

AI-selected highlights from the listing description below.

Welcome to 5400 Almar Drive, a rare waterfront gem situated on a quiet dead-end street in one of Punta Gorda Isles' most desirable sailboat-access neighborhoods. Offering exceptional boating convenience, this property provides quick access to Charlotte Harbor via Buckley's Pass, putting world-class boating and fishing right at your doorstep. Boaters will appreciate the impressive waterfront setup featuring over 70 feet of concrete seawall, a 10,000-pound boat lift, and a concrete dock ready for your next adventure. Even better, the seawall is maintained as part of the Punta Gorda Isles canal system, providing owners with added peace of mind and one less major expense to worry about. This beautifully updated home offers 3 bedrooms, 2 bathrooms, and a floor plan unlike the typical PGI layout. The oversized primary suite is truly one-of-a-kind, featuring an expansive bedroom, a private sitting area, and additional flex space perfect for a home office, reading room, fitness area, nursery, or personal retreat. The primary suite's most captivating feature is its private observation deck overlooking the tropical surroundings and waterfront community. Imagine starting your mornings with coffee as the sun rises or unwinding in the evening with a glass of wine while enjoying Southwest Florida's spectacular sunsets. It's the perfect place to relax, recharge, and enjoy the lifestyle you've worked so hard to achieve. After experiencing this private retreat, you may find yourself asking, "Why would I ever want to leave?" Recent updates and improvements include a beautifully remodeled kitchen featuring quartz countertops, stainless steel appliances, updated cabinetry, luxury vinyl plank flooring, remodeled bathrooms, fresh interior and exterior paint, and a newer transferable metal roof. The plumbing has been updated, and recessed lighting, ceiling fans, and light fixtures have been thoughtfully replaced throughout the home. Several windows and doors have also been upgraded, including the front bay window and windows in the family room and living room. Additional improvements include a new air conditioning system installed in 2023, a completely new irrigation system installed in 2022, including a replacement boat lift and updated pool cage screening and hardware. Natural light pours throughout the home thanks to a beautiful skylight, creating a bright and inviting atmosphere. Step outside to your spacious screened pool area, complete with a hot tub, fenced backyard, and lush, meticulously maintained landscaping. Whether entertaining family and friends or enjoying a quiet evening under the stars, this outdoor oasis embodies the very best of Florida waterfront living. The extra-deep two-car garage provides abundant storage space and features a rear garage door for convenient access to the backyard and waterfront area. Located just minutes by boat to Charlotte Harbor and only a short drive to downtown Punta Gorda's restaurants, shopping, parks, marinas, and waterfront attractions, this exceptional property combines luxury, convenience, and the ultimate Southwest Florida boating lifestyle.

Facts

Property type
Single Family Residence
Year built
1990
Bathrooms
2 full
Living area
2,259 sqft
Lot size
0.22 acres
Private pool
Yes
Exposure
Northwest
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$9,894/yr
Listed
Jun 24, 2026
MLS #
A4698002

Price & status history

  1. Listed for $725,000
  2. Price reduced to $585,000from $600,000
  3. Price reduced to $575,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 5400 ALMAR DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,211

$2,908 of that is principal & interest. 31% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,908
Property taxes
$825
Homeowners insurance
$479
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,211

Over the life of the loan

Loan amount
$460,000
Down payment
$115,000
Total interest
$586,705
Principal + interest paid
$1,046,705
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

5400 Almar Dr, Punta Gorda, FL 33950

Listing courtesy of EPIQUE REALTY INC. Β· MLS# A4698002 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]