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$280,900
ActivePrice drops, under contract and the sold price, by email.5461 Kempson Ln, Port Charlotte, FL 33981
3 beds · 2 baths · 1,143 sq ft
Listing courtesy of LGI REALTY- FLORIDA, LLC · MLS# TB8566812
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Move In Ready! Price Reduced. Loaded with curb appeal, the gorgeous Marco floor plan by LGI Homes is now available! Be welcomed into this home and into the large open-concept entertainment space, this space and the 3 bedrooms make this home great for entertaining and having loved one’s visit!
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 2 full
- Living area
- 1,143 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Unfurnished
- Flood zone
- 8AE, X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,716/yr
- Listed
- Nov 11, 2026
- MLS #
- TB8566812
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5461 KEMPSON LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,964
$1,420 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,420
- Property taxes
- $310
- Homeowners insurance
- $234
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,964
Over the life of the loan
- Loan amount
- $224,720
- Down payment
- $56,180
- Total interest
- $286,618
- Principal + interest paid
- $511,338
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
What did the most similar homes nearby actually sell for?
The closest recent sales to this home, with what they sold for and when.
Take a tour
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5461 Kempson Ln, Port Charlotte, FL 33981
Listing courtesy of LGI REALTY- FLORIDA, LLC · MLS# TB8566812 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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