$620,000
Active5855 Midnight Pass Rd #222, Sarasota, FL 34242
2 beds · 2 baths · 1,180 sq ft
Listing courtesy of CAPSTAR REAL ESTATE LLC · MLS# TB8540644
68 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Washer/dryer electric hookups
- Enclosed patio
- Pond view
- On-site tennis courts
- Community pool
- Dock and water views
- Completely furnished
- Short-term rental allowed
AI-selected highlights from the listing description below.
TURNKEY, FULLY FURNISHED & JUST MINUTES FROM SIESTA KEY BEACH! Your Florida getaway awaits at Harbor Towers Yacht & Racquet Club! One of the building's largest floor plans, this spacious residence offers a desirable split-bedroom layout, with a private bathroom for each bedroom. Sold completely furnished, it's ready for you to arrive, unpack, and start enjoying the Florida lifestyle—or explore its potential as a rental property. Enjoy peaceful mornings sipping coffee on the enclosed patio overlooking the tranquil pond, followed by a game of tennis or a relaxing afternoon at the beautiful waterfront pool overlooking the docks. When it's time for the beach, Siesta Key's world-famous quartz sugar sand and turquoise waters are just a short drive or trolley ride away. Spend your evenings exploring the restaurants, boutiques, happy hours, and live music of Siesta Key Village. An especially appealing feature is the existing electric washer and dryer hookups beneath the kitchen counter, reportedly grandfathered under current building restrictions. A shared laundry room is also conveniently located on the second floor, just a few doors away. Whether you're searching for a seasonal escape, a furnished Florida retreat, or an opportunity to generate rental income, this residence offers flexibility in a desirable Siesta Key-area location. Short-term rentals are permitted with a two-week minimum, subject to applicable rules and restrictions. Owners may also have the option of using the community's on-site property management or selecting their own provider, subject to association requirements. Beach days, waterfront amenities, tennis, and the Siesta Key lifestyle are waiting for you. Schedule your private showing today! Buyer to independently verify all association rules and fees, laundry hookup permissions, boat slip availability and rental terms, property management options, and rental restrictions.
Facts
- Property type
- Condominium
- Year built
- 1976
- Bathrooms
- 2 full
- Living area
- 1,180 sqft
- Waterfront
- Yes · 518 ft
- Water access
- Bay/Harbor, Intracoastal Waterway
- Water view
- Yes
- Private pool
- No
- Exposure
- West
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $5,114/yr
- Monthly fees
- $784/mo
- Listed
- Aug 21, 2026
- MLS #
- TB8540644
Price & status history
- Listed for $625,000
- Price reduced to $620,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5855 MIDNIGHT PASS RD #222. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,862
$3,135 of that is principal & interest. 36% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,135
- Property taxes
- $426
- Homeowners insurance
- $517
- Flood insurance
- $0
- HOA / condo fees
- $784
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,862
Over the life of the loan
- Loan amount
- $496,000
- Down payment
- $124,000
- Total interest
- $632,621
- Principal + interest paid
- $1,128,621
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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5855 Midnight Pass Rd #222, Sarasota, FL 34242
Listing courtesy of CAPSTAR REAL ESTATE LLC · MLS# TB8540644 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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