$459,000
Active Under Contract704 Bimini Ln, Punta Gorda, FL 33950
3 beds · 2 baths · 1,830 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7527633
62 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- waterfront home
- private dock
- 100 feet seawall
- powerboat section
- canal views
- aluminum roof
- Charlotte Harbor access
AI-selected highlights from the listing description below.
Under contract-accepting backup offers. RARE WATERFRONT OPPORTUNITY IN PUNTA GORDA ISLES! Located in the highly desirable powerboat section and tucked away on a quiet cul-de-sac, this one-owner, well-maintained 3-bedroom, 2-bath home offers approximately 1,800 square feet of living space and an incredible 133 feet of seawall. Bring your boat, your vision, and your imagination—this property offers the perfect opportunity to update and transform a solid waterfront home into the Florida retreat you’ve always wanted. The private dock and excellent boating location provide easy access to Charlotte Harbor and the Gulf of Mexico, putting endless days of fishing, cruising, and waterfront adventure right outside your door. A new aluminum roof installed in 2023 adds valuable peace of mind, while the spacious floor plan and natural light provide a great foundation for your updates. Outside, enjoy beautiful canal views, abundant waterfront, and the privacy of a cul-de-sac setting.The location is truly hard to beat, with convenient access to Punta Gorda’s vibrant downtown, Fishermen’s Village, popular restaurants, shopping, dining, entertainment, waterfront attractions, and the local Farmers Market. Whether you’re searching for a full-time residence, seasonal escape, or an investment with tremendous potential, this is your chance to secure a one-owner waterfront property with 133 feet of seawall in one of Punta Gorda Isles’ most sought-after boating locations. Properties offering this combination of waterfrontage, powerboat access, location, and potential don’t come along often—come see it and start imagining what you can create!
Facts
- Property type
- Single Family Residence
- Year built
- 1980
- Bathrooms
- 2 full
- Living area
- 1,830 sqft
- Lot size
- 0.26 acres
- Waterfront
- Yes · 133 ft
- Water access
- Bay/Harbor, Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Private pool
- No
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,197/yr
- Listed
- Jul 20, 2026
- MLS #
- C7527633
Price & status history
- Listed for $490,000
- Status changed to Active Under Contract
- Status changed to Active
- Status changed to Active Under Contract
- Status changed to Active
- Price reduced to $469,000from $479,000
- Status changed to Active Under Contract
- Status changed to Active
- Price reduced to $459,000
- Status changed to Active Under Contract
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 704 BIMINI LN. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,053
$2,321 of that is principal & interest. 24% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,321
- Property taxes
- $350
- Homeowners insurance
- $383
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,053
Over the life of the loan
- Loan amount
- $367,200
- Down payment
- $91,800
- Total interest
- $468,343
- Principal + interest paid
- $835,543
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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704 Bimini Ln, Punta Gorda, FL 33950
Listing courtesy of RE/MAX PALM REALTY · MLS# C7527633 · Active Under Contract
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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