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$29,500

Active

7201 Rum Bay Dr #4124D, Placida, FL 33946

2 beds Β· 2 baths Β· 1,262 sq ft

Listing courtesy of TALL PINES REALTY Β· MLS# D6149543

1 day on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Fractional Ownership. Fractional Ownership. Enjoy a recurring island getaway with this quarter-ownership interest in a two-bedroom, two-bath condominium at Club Villas within Palm Island Resort. The rotating ownership schedule provides six two-week stays throughout the year plus one additional week in January. The schedule shifts annually so that, over a four-year cycle, each owner has the opportunity to experience all 52 calendar weeks, subject to the governing ownership documents. Inside, the bright, open living and dining areas create a comfortable setting for relaxing or entertaining. The kitchen features white cabinetry, granite countertops, stainless-steel appliances, and a breakfast bar that connects easily with the main living space. Sliding glass doors open to a spacious screened lanai overlooking landscaped island surroundingsβ€”an inviting spot for morning coffee, outdoor dining, or unwinding after a day at the beach. The primary bedroom also opens directly to the lanai and offers a generous bathroom and dressing area with a walk-in closet. A guest bedroom with twin beds, a second full bathroom, and in-unit laundry provide practical accommodations for extended stays. Updated impact windows and sliding doors, roof improvements, wood-look flooring in the main living areas, and carpeted bedrooms complement the coastal interior. Palm Island Resort offers a distinctive Southwest Florida barrier-island experience, beginning with the ferry ride from the mainland. Golf-cart transportation, sandy paths, and a relaxed coastal atmosphere set the pace for island living. Spend your days beachcombing, collecting shells, watching shorebirds, swimming, or enjoying Gulf sunsets. Resort recreational offerings include swimming pools and hot tubs, tennis and pickleball, a fitness center, playgrounds, and scheduled activities. Explore opportunities for kayaking, paddleboarding, fishing, and boating, with recreational rentals and dockage available by arrangement. Rum Bay Restaurant offers convenient island dining, while resort guest services and on-site management add convenience to the vacation experience. A welcoming retreat for enjoying both quiet beach days and an active resort lifestyle. Ownership dates, maintenance responsibilities, resort-program participation, amenity access, reservations, and applicable fees are subject to the governing documents and current resort policies.

Facts

Property type
Condominium
Year built
1989
Bathrooms
2 full
Living area
1,262 sqft
Lot size
0.18 acres
Water access
Gulf/Ocean, Gulf/Ocean to Bay
Private pool
No
Exposure
East
Furnished
Furnished
Flood zone
AE
CDD
No
55+ community
No
Monthly fees
$1,043/mo
Listed
Nov 9, 2026
MLS #
D6149543

Virtual tour

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 7201 RUM BAY DR #4124D. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

EstimateAssumes 1.2% of price. Charlotte and Sarasota county bills vary with millage, CDD assessments, and whether the home is homesteaded.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$1,422

$149 of that is principal & interest. 90% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$149
Property taxes
$30
Homeowners insurance
$200
Flood insurance
$0
HOA / condo fees
$1,043
Mortgage insurance (PMI)
$0
Total per month
$1,422

Over the life of the loan

Loan amount
$23,600
Down payment
$5,900
Total interest
$30,100
Principal + interest paid
$53,700
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

7201 Rum Bay Dr #4124D, Placida, FL 33946

Listing courtesy of TALL PINES REALTY Β· MLS# D6149543 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Tue, Nov 10 Β· Midday (12-3)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 10, 2026, 12:41 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]