$635,000
Active740 W Virginia Ave, Punta Gorda, FL 33950
4 beds Β· 3 baths Β· 2,146 sq ft
Listing courtesy of LRC REALTY ADVISORS, INC Β· MLS# C7527219
125 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- metal roof
- wood-burning fireplace
- wraparound porches
- detached garage
- royal palms
- hardwood flooring
- walk-in glass shower
- historic district location
AI-selected highlights from the listing description below.
A hard-to-find opportunity to own one of Punta Gorda's most distinctive residences in the heart of the Historic District, walking distance to Downtown PG shopping, restaurants, Fisherman's Village, parks, and grocery stores! Situated on an large homesite framed by mature royal palms and tropical landscaping, this custom-built Southern-inspired estate combines timeless architectural character with modern comfort. From the moment you arrive, the home's commanding presence is undeniable. Sweeping wraparound porches, elevated construction, a NEW Metal roof in 2023, and classic architectural detailing create a striking first impression rarely found in Southwest Florida. Inside, rich hardwood flooring, custom wood trim, high ceilings, and light-filled living spaces showcase craftsmanship that has become increasingly difficult to find. The grand living room serves as the centerpiece of the home, featuring a beautiful WOOD-BURNING fireplace, expansive gathering space, and an inviting atmosphere perfect for entertaining or everyday living. The chef's dream kitchen offers extensive custom cabinetry, granite countertops, a large center island, generous storage, and an adjoining dining area designed for family gatherings and holiday celebrations. The private owner's retreat is a sanctuary of its own, highlighted by a beautifully renovated spa-inspired bathroom featuring elegant finishes, a walk-in glass shower, and timeless design. Additional guest bedrooms provide comfort and privacy for family and visitors alike. Outside, the oversized property offers exceptional flexibility and privacy, while the detached garage (perfect for an ADU or detached Mother-In-Law Suite) and extended driveway provide ample parking and storage. The wraparound porch creates the perfect setting to enjoy morning coffee beneath the palms, evening sunsets, or the vibrant atmosphere of one of Southwest Florida's most beloved waterfront communities. Few homes successfully blend historic district charm, architectural significance, modern updates, and walkable downtown living. This exceptional residence delivers all four, creating a lifestyle that is as unique as the property itself. Experience the character, elegance, and timeless appeal of Historic Punta Gorda living at its finest.
Facts
- Property type
- Single Family Residence
- Year built
- 1999
- Bathrooms
- 3 full
- Living area
- 2,146 sqft
- Lot size
- 0.18 acres
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,347/yr
- Listed
- Jun 11, 2026
- MLS #
- C7527219
Price & status history
- Listed for $650,000
- Price reduced to $645,000
- Price reduced to $640,000
- Price reduced to $635,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 740 W VIRGINIA AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$4,019
$3,211 of that is principal & interest. 20% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,211
- Property taxes
- $279
- Homeowners insurance
- $529
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,019
Over the life of the loan
- Loan amount
- $508,000
- Down payment
- $127,000
- Total interest
- $647,926
- Principal + interest paid
- $1,155,926
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
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740 W Virginia Ave, Punta Gorda, FL 33950
Listing courtesy of LRC REALTY ADVISORS, INC Β· MLS# C7527219 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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