$254,500
Active2638 Rock Creek Dr, Port Charlotte, FL 33948
3 beds · 2 baths · 1,060 sq ft
Listing courtesy of HOLIDAY BUILDERS GULF COAST · MLS# C7509883
505 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- three-bedroom
- two-bathroom
- 10-year structural warranty
AI-selected highlights from the listing description below.
BRAND NEW and AVAILABLE NOW! MOVE IN READY! Welcome to the world of homeownership with the Phoenix floorplan from the Inspire Collection. Step into a cozy and inviting space that instantly feels like home. This thoughtfully designed three-bedroom, two-bathroom residence is crafted for comfort and style. As you enter, you’ll discover the heart of the home—the kitchen seamlessly blending with the combined dining and great room area. Say goodbye to formal living and dining rooms and embrace a contemporary layout that effortlessly accommodates entertaining friends and family. This new home includes one full year of builder's transferable warranty coverage and a 10-year limited structural warranty.
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 1,060 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- North
- Flood zone
- AE9
- CDD
- No
- 55+ community
- No
- Annual taxes
- $457/yr
- Listed
- 2025-05-13
- MLS #
- C7509883
Price & status history
- Listed for $279,000
- Price reduced to $254,500from $255,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2638 ROCK CREEK DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,537
$1,287 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,287
- Property taxes
- $38
- Homeowners insurance
- $212
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,537
Over the life of the loan
- Loan amount
- $203,600
- Down payment
- $50,900
- Total interest
- $259,681
- Principal + interest paid
- $463,281
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2638 Rock Creek Dr, Port Charlotte, FL 33948
Listing courtesy of HOLIDAY BUILDERS GULF COAST · MLS# C7509883 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
