$255,000
Active5120 Chaves Cir, Port Charlotte, FL 33948
2 beds · 1 bath · 1,116 sq ft
Listing courtesy of RE/MAX PALM REALTY · MLS# C7517316
329 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- pond location
- enclosed Florida room
- spacious deck
- oversized fenced lot
- indoor laundry room
- new roof 2017
- electric panel upgrades 2022
AI-selected highlights from the listing description below.
Short Sale. Discover this charming home located on a pond in Port Charlotte featuring two bedrooms and one bath. The bright, open-concept layout includes a lovely enclosed Florida room with sliders leading to a spacious deck on a private back yard, perfect for enjoying your morning coffee or unwinding with an evening cocktail in this peaceful neighborhood. Situated on an oversized, fenced lot, this home offers an indoor laundry room, updated kitchen including granite countertops, stainless steel appliances, and cabinets. There are ceiling fans and the water heater, AC and roof were new in 2017. Electric panel upgrades in 2022. This well-maintained home is move-in ready and waiting for you to enjoy lakeside living at its best.
Facts
- Property type
- Single Family Residence
- Year built
- 1983
- Living area
- 1,116 sqft
- Lot size
- 0.28 acres
- Private pool
- No
- Exposure
- North
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,912/yr
- Listed
- 2025-11-01
- MLS #
- C7517316
Price & status history
- Listed for $265,000
- Price reduced to $255,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 5120 CHAVES CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$1,828
$1,289 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,289
- Property taxes
- $326
- Homeowners insurance
- $213
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $1,828
Over the life of the loan
- Loan amount
- $204,000
- Down payment
- $51,000
- Total interest
- $260,191
- Principal + interest paid
- $464,191
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
5120 Chaves Cir, Port Charlotte, FL 33948
Listing courtesy of RE/MAX PALM REALTY · MLS# C7517316 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
