$599,000
Active9458 Melody Cir, Port Charlotte, FL 33981
4 beds · 3 baths · 2,300 sq ft
Open house
- Sun, Oct 11 · 12–3 PM
Listing courtesy of TALL PINES REALTY · MLS# D6146226
224 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- Gulf access
- Water views
- Boat dock
- Updated pool
- Roman shower
- Pool cabana bath
- High volume ceilings
- Private visitor suite
AI-selected highlights from the listing description below.
Gulf Access Home - Move In Ready! BEST BUY IN SOUTH GULF COVE!!!! This 4 bedroom and 3 full Bathroom Home has 2,300 Sq. Ft. Water views from most rooms of wide intersecting saltwater canals. Dock your boat in the backyard and enjoy quick access to Charlotte Harbor and The Gulf Of Mexico. This move in ready home features newer granite countertops in the kitchen and bathrooms, 18x18 porcelain tile in the living areas and newer carpet in the bedrooms. The large kitchen has an aquarium window and eat-in area looking out to the Pool and Water. Pool has been updated with LED light, New tile and Pebble Pool finish this year, Newer Bronze Pool Cage and Pool Deck enlarged! Newer LG stainless steel appliances. The master bathroom boasts a large Roman shower and separate soaking tub. The dining, family and living rooms feature high volume ceilings. Layout allows for a private visitor suite. The oversized lot with 109.49 ft of waterfront is perfect for parking your RV or storing your boat trailer. Enjoy swimming in the pool with cabana bath, fishing from the dock or just sitting on the lanai and watching the wildlife. 8x10 Shed. New Hurricane rated Garage Door 2024. New Culligan water softener 2026. THIS IS A HUGE HOUSE WITH QUALITY FINISHES FOR THE PRICE. Just a short drive to Boca Grande and Englewood Beaches.
Facts
- Property type
- Single Family Residence
- Year built
- 2003
- Living area
- 2,300 sqft
- Lot size
- 0.25 acres
- Waterfront
- Yes · 436 ft
- Water access
- Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- North
- Furnished
- Unfurnished
- Flood zone
- 8AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,460/yr
- Listed
- 2026-02-18
- MLS #
- D6146226
Price & status history
- Listed for $629,000
- Price reduced to $599,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9458 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,900
$3,029 of that is principal & interest. 22% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,029
- Property taxes
- $372
- Homeowners insurance
- $499
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,900
Over the life of the loan
- Loan amount
- $479,200
- Down payment
- $119,800
- Total interest
- $611,193
- Principal + interest paid
- $1,090,393
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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9458 Melody Cir, Port Charlotte, FL 33981
Listing courtesy of TALL PINES REALTY · MLS# D6146226 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
