$599,000
Active4117 Joseph St, Port Charlotte, FL 33948
3 beds · 3 baths · 2,038 sq ft
Listing courtesy of FATHOM REALTY FL LLC · MLS# A4699880
78 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- canal frontage
- direct gulf access
- in-ground pool
- dual primary layout
- 3-car garage
- exterior restroom access
- custom builder options
AI-selected highlights from the listing description below.
Pre-Construction. To be built. Stop searching for the perfect home and have it built very quickly to your specifications. This rare shovel-ready opportunity in the heart of Port Charlotte invites you to bring your endless dreams to life. Partner with a premier builder to customize all the details of canal retreat with direct gulf access. Skip the stress of remodeling. You select the cabinets, flooring, tile, paint colors, fixtures, and finishes. Tailor every square inch to match your personal style and lifestyle needs. This home sits on a CANAL and features an in-ground POOL with exterior restroom access, 3 large Bedrooms with dual primary layout, an oversized Den that includes closet for optional 4th bedroom, 3 full Bathrooms, and a spacious 3-car garage for all your toys. Listing price quoted is for a block home built above flood elevation. Port Charlotte offers world-class boating, pristine golf courses, and award-winning Gulf beaches. Enjoy modern Florida living with close proximity to shopping, dining, and entertainment. Don't settle for someone else's choices. Secure this lot with permit ready approved and engineered plans and watch your waterfront vision come to life today!
Facts
- Property type
- Single Family Residence
- Year built
- 2026
- Living area
- 2,038 sqft
- Lot size
- 0.23 acres
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,122/yr
- Listed
- 2026-07-14
- MLS #
- A4699880
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 4117 JOSEPH ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$3,622
$3,029 of that is principal & interest. 16% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,029
- Property taxes
- $94
- Homeowners insurance
- $499
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,622
Over the life of the loan
- Loan amount
- $479,200
- Down payment
- $119,800
- Total interest
- $611,193
- Principal + interest paid
- $1,090,393
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
4117 Joseph St, Port Charlotte, FL 33948
Listing courtesy of FATHOM REALTY FL LLC · MLS# A4699880 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
