$297,500
Active203 Cayuga St, Port Charlotte, FL 33954
3 beds · 2 baths · 1,417 sq ft
Open house
- Sat, Oct 3 · 10–11 AM
Listing courtesy of EXP REALTY LLC · MLS# C7528102
84 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- 2023-built
- X Flood Zone
- walk-in pantry
- indoor laundry room
- screened lanai
- fully fenced backyard
- glass-enclosed walk-in shower
- dual vanities
AI-selected highlights from the listing description below.
X FLOOD ZONE – NEWER HOME – MOVE-IN READY! Why wait on a builder? This WELL-MAINTAINED 2023-BUILT home lets you start enjoying the Florida lifestyle TODAY. Offering 3 BEDROOMS, 2 BATHROOMS, a 2-CAR GARAGE and a FULLY FENCED BACKYARD in the heart of Port Charlotte, this light and bright home is ready for its next owner. Located in the desirable X FLOOD ZONE, where flood insurance is not required by lenders. Step inside to an OPEN-CONCEPT LAYOUT with modern finishes throughout. The floors have been PROFESSIONALLY CLEANED, so the home shines from the moment you walk in. The kitchen is made for everyday living and entertaining, with STAINLESS STEEL APPLIANCES, a WALK-IN PANTRY, plenty of cabinetry and generous counter space. A convenient INDOOR LAUNDRY ROOM sits just off the kitchen. Retreat to the private PRIMARY SUITE, featuring a large WALK-IN CLOSET, DUAL VANITIES and a beautiful GLASS-ENCLOSED WALK-IN SHOWER. The guest bedrooms offer durable TILE FLOORING, and the second bath includes a stylish glass tub/shower combo. Outside, your SCREENED LANAI is the perfect spot for morning coffee, relaxing evenings or entertaining friends, all overlooking the FULLY FENCED BACKYARD. There's room for pets to play, a garden to grow, or simply your own private outdoor oasis. Ideal for a FIRST-TIME BUYER, SEASONAL GETAWAY or SECOND HOME, or anyone who wants a newer, LOW-MAINTENANCE home without the wait of new construction. Just minutes to shopping, dining, parks, golf, boating and the beautiful Gulf Coast beaches. Newer, well cared for and ready NOW. Schedule your private showing today!
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Living area
- 1,417 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- East
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,925/yr
- Listed
- 2026-07-08
- MLS #
- C7528102
Price & status history
- Listed for $309,900
- Status changed to Active
- Price reduced to $304,900
- Price reduced to $301,000
- Price reduced to $297,500
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 203 CAYUGA ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,163
$1,504 of that is principal & interest. 30% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,504
- Property taxes
- $410
- Homeowners insurance
- $248
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,163
Over the life of the loan
- Loan amount
- $238,000
- Down payment
- $59,500
- Total interest
- $303,556
- Principal + interest paid
- $541,556
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
203 Cayuga St, Port Charlotte, FL 33954
Listing courtesy of EXP REALTY LLC · MLS# C7528102 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
