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Lasbury Tracy Realty Inc
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$309,000

Active

185 Champion St, Port Charlotte, FL 33953

3 beds · 2 baths · 1,257 sq ft

Open house

  • Sat, Oct 3 · 9 AM–12 PM

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7528494

75 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • pool home
  • lanai
  • storage shed
  • RO water filtration system
  • new roof
  • new pool cage

AI-selected highlights from the listing description below.

This is the Florida lifestyle! This well- maintained 3/2/2 pool home is ready to move in and enjoy putting in your personal touches. The sun rises in the mornings out front windows, and sets over the lanai and the pool in the evenings. There is a storage shed out back for all your extra equipment and belongings. The North Port Shopping strip is a very short drive or bike ride and has churches, restaurants, and shopping close by. There is a complete RO Water Filtration System for the whole house. The roof and pool cage were new in 2023.

Facts

Property type
Single Family Residence
Year built
1989
Living area
1,257 sqft
Lot size
0.46 acres
Private pool
Yes
Exposure
East
Furnished
Negotiable
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$3,840/yr
Listed
2026-07-10
MLS #
C7528494

Price & status history

  1. Listed for $319,000
  2. Price reduced to $309,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 185 CHAMPION ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$2,140

$1,562 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$1,562
Property taxes
$320
Homeowners insurance
$258
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$2,140

Over the life of the loan

Loan amount
$247,200
Down payment
$61,800
Total interest
$315,290
Principal + interest paid
$562,490
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

185 Champion St, Port Charlotte, FL 33953

Listing courtesy of SELLSTATE VISION REALTY · MLS# C7528494 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:11 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]