$309,000
Active185 Champion St, Port Charlotte, FL 33953
3 beds · 2 baths · 1,257 sq ft
Open house
- Sat, Oct 3 · 9 AM–12 PM
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7528494
75 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- pool home
- lanai
- storage shed
- RO water filtration system
- new roof
- new pool cage
AI-selected highlights from the listing description below.
This is the Florida lifestyle! This well- maintained 3/2/2 pool home is ready to move in and enjoy putting in your personal touches. The sun rises in the mornings out front windows, and sets over the lanai and the pool in the evenings. There is a storage shed out back for all your extra equipment and belongings. The North Port Shopping strip is a very short drive or bike ride and has churches, restaurants, and shopping close by. There is a complete RO Water Filtration System for the whole house. The roof and pool cage were new in 2023.
Facts
- Property type
- Single Family Residence
- Year built
- 1989
- Living area
- 1,257 sqft
- Lot size
- 0.46 acres
- Private pool
- Yes
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- X500
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,840/yr
- Listed
- 2026-07-10
- MLS #
- C7528494
Price & status history
- Listed for $319,000
- Price reduced to $309,000
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 185 CHAMPION ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,140
$1,562 of that is principal & interest. 27% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,562
- Property taxes
- $320
- Homeowners insurance
- $258
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,140
Over the life of the loan
- Loan amount
- $247,200
- Down payment
- $61,800
- Total interest
- $315,290
- Principal + interest paid
- $562,490
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
185 Champion St, Port Charlotte, FL 33953
Listing courtesy of SELLSTATE VISION REALTY · MLS# C7528494 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



