$299,000
Active21483 Bancroft Ave, Port Charlotte, FL 33954
3 beds · 2 baths · 1,308 sq ft
Listing courtesy of THE LEGACY COLLECTIVE REALTY · MLS# C7531206
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
**BEAUTIFULLY UPDATED, SPACIOUS & MOVE-IN READY IN THE HEART OF PORT CHARLOTTE!** Welcome to 21483 Bancroft Avenue, where thoughtful updates, a functional floor plan, and exceptional outdoor space come together to create the perfect place to call home! Nestled in one of Port Charlotte's most desirable neighborhoods, this beautifully refreshed **3-bedroom, 2-bath home with a separate den/office** offers the space, flexibility, and comfort you've been searching for. Step inside to discover **fresh interior paint, a desirable split-bedroom floor plan, a spacious living room, and a dedicated dining area**, creating an inviting atmosphere for both everyday living and entertaining. The kitchen features a convenient breakfast bar, perfect for casual meals, morning coffee, or gathering with family and friends. The versatile den provides endless possibilities as a home office, playroom, hobby space, or additional sitting area. **MAJOR UPDATES ALREADY COMPLETED!** Enjoy peace of mind with a **2023 ROOF, 2022 HURRICANE-IMPACT GARAGE DOOR, newer air conditioning system, newer water heater, fresh exterior paint, and updated screens!** These valuable improvements make this home an exceptional opportunity for buyers seeking a property with important upgrades already in place. Love spending time outdoors? Step onto the **LARGE SCREENED-IN LANAI**, the perfect setting for relaxing evenings, weekend gatherings, or enjoying Florida's beautiful weather year-round. Beyond the lanai, you'll find an **EXPANSIVE BACKYARD WITH PLENTY OF ROOM FOR A FUTURE POOL**, outdoor entertaining, gardening, or creating your own private backyard retreat! **Fence posts are already in place, giving you a head start on completing the fencing of your choice!** Even better, **RV AND BOAT PARKING ARE PERMITTED**, offering the freedom and flexibility to accommodate your recreational vehicles and enjoy the Southwest Florida lifestyle! An additional standout feature is the **professionally installed 10' x 16' storage shed WITH ELECTRICITY**, providing incredible versatility for a workshop, hobbies, tools, or additional storage. And here's an EXTRA BONUS — **THE SELLER IS INCLUDING 6 MONTHS OF PREPAID LAWN CARE!** Move in and enjoy your beautiful outdoor space without the immediate worry of lawn maintenance. Ideally situated near shopping, restaurants, schools, medical facilities, and convenient access to I-75, this home offers the perfect combination of neighborhood charm and everyday convenience. **With its updates, flexible living spaces, oversized backyard, RV and boat parking opportunities, and fantastic seller incentives, this home truly stands out! Don't miss your opportunity to make it yours — schedule your private showing today!**
Facts
- Property type
- Single Family Residence
- Year built
- 1986
- Living area
- 1,308 sqft
- Lot size
- 0.23 acres
- Private pool
- No
- Exposure
- Southeast
- Furnished
- Partially
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,427/yr
- Listed
- Oct 15, 2026
- MLS #
- C7531206
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 21483 BANCROFT AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,047
$1,512 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,512
- Property taxes
- $286
- Homeowners insurance
- $249
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,047
Over the life of the loan
- Loan amount
- $239,200
- Down payment
- $59,800
- Total interest
- $305,086
- Principal + interest paid
- $544,286
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
21483 Bancroft Ave, Port Charlotte, FL 33954
Listing courtesy of THE LEGACY COLLECTIVE REALTY · MLS# C7531206 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
