$479,000
Active14464 Fort Myers Ave, Port Charlotte, FL 33981
3 beds Β· 2 baths Β· 1,866 sq ft
Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# C7531419
2 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
THIS is the Florida lifestyle you came here for. Built in 2023, elevated high, and perfectly positioned on an OVERSIZED WATERFRONT LOT along a boating canal in South Gulf Cove, this home brings together newer construction, extra space, and the waterfront lifestyle so many people move to Southwest Florida to enjoy. Inside, the thoughtfully designed floor plan offers 3 BEDROOMS PLUS A DEDICATED OFFICE, giving you the flexibility for working from home, hosting guests, or creating a space that fits the way you live. Soaring vaulted ceilings, abundant natural light, and wood-look tile flooring make the main living area feel bright and open, while the kitchen sits at the center of it all with white shaker cabinetry, granite countertops, stainless steel appliances, a large island, and plenty of storage. Open the sliders and step onto the DEDICATED SCREENED LANAI, where INTERSECTING CANAL VIEWS create a wider, more open waterfront backdrop for morning coffee, evening cocktails, and everything in between. Beyond it, the oversized backyard gives you plenty of room to create the outdoor space you've been dreaming about, whether that's a future pool, expanded entertaining area, or your own waterfront setup. And the extra space doesn't stop outside. The OVERSIZED 2-CAR GARAGE includes a separate storage closet, giving you room for vehicles plus all the bikes, beach gear, fishing equipment, tools, and extras that tend to come with Florida living. Located in South Gulf Cove, a waterfront community known for its extensive canal system and boating lifestyle, this home works just as well as a seasonal Florida escape as it does a full-time residence. Best of all, there is NO MANDATORY HOA, with an OPTIONAL $120 annual HOA membership that provides access to the community boat ramp. And with no community restrictions, you have the freedom to enjoy your Florida home on your terms.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Living area
- 1,866 sqft
- Lot size
- 0.33 acres
- Waterfront
- Yes Β· 149 ft
- Water access
- Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $7,898/yr
- Monthly fees
- $10/mo
- Listed
- 2026-09-30
- MLS #
- C7531419
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 14464 FORT MYERS AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$3,489
$2,422 of that is principal & interest. 31% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,422
- Property taxes
- $658
- Homeowners insurance
- $399
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $3,489
Over the life of the loan
- Loan amount
- $383,200
- Down payment
- $95,800
- Total interest
- $488,750
- Principal + interest paid
- $871,950
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
14464 Fort Myers Ave, Port Charlotte, FL 33981
Listing courtesy of RE/MAX ALLIANCE GROUP Β· MLS# C7531419 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



