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$1,315,000

Active

3615 Towhee Ct, Punta Gorda, FL 33950

3 beds · 2 baths · 2,579 sq ft

Open houses

  • Sat, Oct 10 · 1–3 PM
  • Sun, Oct 11 · 11 AM–1 PM

Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7531491

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

SAILBOAT ACCESS HOME WITH 100+ FT SEAWALL, RARE 30,000 LB LIFT; NO BRIDGES. CUSTOM UPDATES THROUGHOUT - Located in the sought-after Bird Section of Punta Gorda Isles, this exceptional, 3 bed/2 bath waterfront home delivers deep sailboat access to Charlotte Harbor in a few minutes no bridges, no obstructions, just open water and world-class fishing minutes from your backyard via Buckley's Pass or Ponce Inlet. Boasting over 100 ft of city-maintained seawall along a wide canal, the property provides a 54-ft concrete dock w/30,000 lb boat lift ideal for larger vessels and effortless docking; new motors. Water & electric hook-ups are available dockside. Inside, you'll find a light-filled, open layout with canal views from almost every room, custom upgrades added recently include all quartz countertops and accent wall detailing (quartz, tile, wood). The home features a formal living and dining room plus a spacious family room. Architectural details include soaring ceilings w/tray detail, decorative arches and columns, custom window treatments & plantation shutters. Porcelain tile runs through all main living areas and bathrooms, while bedrooms feature warm laminate flooring. The updated chef’s kitchen has high-end, stainless steel appliances, NEW quartz counters, a dual-zone wine refrigerator, custom lighting, and a separate walk-in pantry. The large laundry room includes built-in cabinetry, Samsung front-load washer/dryer, quartz countertop with deep stainless-steel sink, storage closet and an extra refrigerator that is recessed. The split-bedroom floor plan offers privacy & features a luxurious owners' suite with a spa-like en-suite bath featuring two walk-in closets, split vanities updated with quartz countertops 2025, a free-standing soaking tub, tiled walk-in shower & private WC. Outside, a heated saltwater pool was added in 2017, along with extended brick paver lanai and panoramic screen cage that maximizes the long canal views. Peace of mind comes easy thanks to an elevation of 10'7 ft & whole-house hurricane protection that includes NEW 2023 roof, impact-rated doors, windows and sliders, plus see panels for aquarium & bathroom glass block windows. Brick paver driveway leads to extra deep and wide oversized 2+ car garage; 3 overhead racks and extra width provide lots of storage. The home has a Wi-Fi Smart Panel, is wired for a bypass generator and includes a new 125-gallon propane tank supporting the 6-burner gas cooktop. Additional upgrades include: newer HVAC w/ UV air purifier, energy-efficient water heater w/ heat exchange, soft-start on AC unit, energy-saving ceiling fans throughout, 2 floating electric fireplaces, Wi-Fi irrigation system, Wyze security doorbell & cameras, and freshly painted interior and exterior. Lush tropical landscaping that’s low maintenance, with decorative curbing, rock mulch, and self-dropping palms surround the home. A fenced backyard, paver walkways, and oversized driveway enhance curb appeal. Optional HOA offers social gatherings and a chance to connect with neighbors. Ideally situated near Fishermen’s Village, Gilchrist Park, Ponce de Leon Park, downtown Punta Gorda, and St Andrews South Golf Club this turn-key home combines the best of waterfront living with convenient access to dining, shopping, and entertainment. Enjoy our “local boaters’ hang-out”, Riviera Bar and Grill, a few minutes away. Make your move today and claim your spot in paradise - year-round boating, fishing, and sunset views await.

Facts

Property type
Single Family Residence
Year built
2006
Living area
2,579 sqft
Lot size
0.26 acres
Waterfront
Yes · 100 ft
Water access
Bay/Harbor, Canal - Saltwater, Gulf/Ocean, River
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Negotiable
Flood zone
10AE
CDD
No
55+ community
No
Annual taxes
$10,892/yr
Listed
2026-10-02
MLS #
C7531491

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 3615 TOWHEE CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$8,653

$6,649 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$6,649
Property taxes
$908
Homeowners insurance
$1,096
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$8,653

Over the life of the loan

Loan amount
$1,052,000
Down payment
$263,000
Total interest
$1,341,768
Principal + interest paid
$2,393,768
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

3615 Towhee Ct, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY · MLS# C7531491 · Active

How would you like to see it?
Which day?
What time of day?

In person · Sat, Oct 3 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 2, 2026, 8:53 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]