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Lasbury Tracy Realty Inc
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$1,389,000

Active

312 Segovia Dr, Punta Gorda, FL 33950

3 beds Β· 4 baths Β· 2,388 sq ft

Open houses

  • Sat, Oct 3 Β· 12–3 PM
  • Sun, Oct 4 Β· 12–3 PM

Listing courtesy of GLOBAL FLORIDA REALTY Β· MLS# C7530280

9 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

A rare opportunity to own a never-lived-in, custom-built waterfront home offering 105 feet of seawall, an extra-wide canal and sailboat access to Charlotte Harbor and the Gulf! Built in 2024 by FERO Construction and situated on a quiet cul-de-sac, this exceptional 3-bedroom, 3.5-bath residence was designed for luxury waterfront living. Built at an elevation of over 12 feet above flood level, the home also features a private office, heated pool, soaring ceilings, an open-concept design and an impressive indoor/outdoor living space. All three bedrooms are ensuite, providing exceptional privacy and comfort for owners and guests. The designer kitchen is the centerpiece of the home, featuring custom cabinetry, quartz countertops, a large walk-in pantry and abundant storage and workspace. Expansive zero-corner pocket sliders completely open the living area to the pool and lanai, creating the ultimate Florida indoor/outdoor lifestyle while showcasing the wide canal views. The spacious primary suite offers a large walk-in closet and separate his-and-hers vanities with individual sinks and counter areas. Quality construction and upgrades continue throughout with a metal roof, impact windows and doors, storm shutters, epoxy-finished garage floor, paver driveway and professional landscaping. Step outside to your private waterfront retreat featuring a screened pool, expansive paver lanai and panoramic picture-window screen overlooking the extra-wide canal. The lanai is already plumbed for a future outdoor kitchen, and water and electric are available at the waterfront for a future dock and boat lift. With 105 feet of seawall maintained by the City of Punta Gorda, you have an incredible waterfront setting ready to accommodate your boating lifestyle. Add your dock and lift, bring the boat, and enjoy fishing, cruising Charlotte Harbor and access to the Gulf. Best of all, you can enjoy the privacy of a waterfront cul-de-sac while remaining close to everything Punta Gorda. Convenient access to US-41 and I-75 puts downtown Punta Gorda's restaurants, waterfront parks, marinas, shopping and entertainment just minutes away.

Facts

Property type
Single Family Residence
Year built
2024
Living area
2,388 sqft
Lot size
0.24 acres
Waterfront
Yes Β· 735 ft
Water access
Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean
Water view
Yes
Private pool
Yes
Exposure
South
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$14,022/yr
Monthly fees
$4/mo
Listed
2026-09-06
MLS #
C7530280

Price & status history

  1. Listed for $1,389,000
  2. Status changed to Active

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 312 SEGOVIA DR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$9,354

$7,024 of that is principal & interest. 25% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$7,024
Property taxes
$1,169
Homeowners insurance
$1,158
Flood insurance
$0
HOA / condo fees
$4
Mortgage insurance (PMI)
$0
Total per month
$9,354

Over the life of the loan

Loan amount
$1,111,200
Down payment
$277,800
Total interest
$1,417,274
Principal + interest paid
$2,528,474
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

312 Segovia Dr, Punta Gorda, FL 33950

Listing courtesy of GLOBAL FLORIDA REALTY Β· MLS# C7530280 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 1 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]