$1,389,000
Active312 Segovia Dr, Punta Gorda, FL 33950
3 beds Β· 4 baths Β· 2,388 sq ft
Open houses
- Sat, Oct 3 Β· 12β3 PM
- Sun, Oct 4 Β· 12β3 PM
Listing courtesy of GLOBAL FLORIDA REALTY Β· MLS# C7530280
9 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
A rare opportunity to own a never-lived-in, custom-built waterfront home offering 105 feet of seawall, an extra-wide canal and sailboat access to Charlotte Harbor and the Gulf! Built in 2024 by FERO Construction and situated on a quiet cul-de-sac, this exceptional 3-bedroom, 3.5-bath residence was designed for luxury waterfront living. Built at an elevation of over 12 feet above flood level, the home also features a private office, heated pool, soaring ceilings, an open-concept design and an impressive indoor/outdoor living space. All three bedrooms are ensuite, providing exceptional privacy and comfort for owners and guests. The designer kitchen is the centerpiece of the home, featuring custom cabinetry, quartz countertops, a large walk-in pantry and abundant storage and workspace. Expansive zero-corner pocket sliders completely open the living area to the pool and lanai, creating the ultimate Florida indoor/outdoor lifestyle while showcasing the wide canal views. The spacious primary suite offers a large walk-in closet and separate his-and-hers vanities with individual sinks and counter areas. Quality construction and upgrades continue throughout with a metal roof, impact windows and doors, storm shutters, epoxy-finished garage floor, paver driveway and professional landscaping. Step outside to your private waterfront retreat featuring a screened pool, expansive paver lanai and panoramic picture-window screen overlooking the extra-wide canal. The lanai is already plumbed for a future outdoor kitchen, and water and electric are available at the waterfront for a future dock and boat lift. With 105 feet of seawall maintained by the City of Punta Gorda, you have an incredible waterfront setting ready to accommodate your boating lifestyle. Add your dock and lift, bring the boat, and enjoy fishing, cruising Charlotte Harbor and access to the Gulf. Best of all, you can enjoy the privacy of a waterfront cul-de-sac while remaining close to everything Punta Gorda. Convenient access to US-41 and I-75 puts downtown Punta Gorda's restaurants, waterfront parks, marinas, shopping and entertainment just minutes away.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Living area
- 2,388 sqft
- Lot size
- 0.24 acres
- Waterfront
- Yes Β· 735 ft
- Water access
- Bay/Harbor, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean
- Water view
- Yes
- Private pool
- Yes
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $14,022/yr
- Monthly fees
- $4/mo
- Listed
- 2026-09-06
- MLS #
- C7530280
Price & status history
- Listed for $1,389,000
- Status changed to Active
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 312 SEGOVIA DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$9,354
$7,024 of that is principal & interest. 25% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,024
- Property taxes
- $1,169
- Homeowners insurance
- $1,158
- Flood insurance
- $0
- HOA / condo fees
- $4
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,354
Over the life of the loan
- Loan amount
- $1,111,200
- Down payment
- $277,800
- Total interest
- $1,417,274
- Principal + interest paid
- $2,528,474
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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312 Segovia Dr, Punta Gorda, FL 33950
Listing courtesy of GLOBAL FLORIDA REALTY Β· MLS# C7530280 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



