$1,400,000
Active414 Caicos Dr, Punta Gorda, FL 33950
4 beds Β· 3 baths Β· 3,209 sq ft
Open house
- Fri, Oct 2 Β· 1β3 PM
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7529204
47 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- 80 feet waterfront
- boat lift and dock
- heated saltwater pool
- in-law suite with bathroom
- water views
- metal roof
- boating access
AI-selected highlights from the listing description below.
Two-story, 4-bedroom, 3-bathroom pool home in Punta Gorda Isles with potential for in-law suite. Transferable flood at 1200.00 annually. 80 feet of waterfront & just minutes to open water. A new metal roof and salt water pool make this home a must see. The ultimate in Southwest Florida living. A 16' x 8' concrete dock with electricity and water is complemented by a NEW 16,000-lb. boat lift and NEW concrete pilings. Inside, soaring ceilings, crown molding, an open floor plan, and travertine tile throughout the main living areas create an elegant setting for everyday living and entertaining. Extensive 2026 updates add modern style and functionality throughout. MAIN LIVING AREAS: β’ Open living and dining area with glass slider showcasing water views β’ Soaring ceilings with crown molding β’ Travertine tile throughout main living areas β’ New lighting throughout GOURMET KITCHEN: β’ Fully updated kitchen with NEW 60" refrigerator, built-in microwave, NEW 48" induction range, custom hood, pot filler, and 24" beverage cooler β’ Quartz countertops and large center island with seating β’ Custom sink with pop-up outlet and soft-close cabinetry β’ Updated pantry and laundry room with ceramic tile floors, ample cabinetry, and dual washer/dryer combo units MAIN-LEVEL FLEXIBLE LIVING: β’ Den ideal for office, media room, playroom, or additional bedroom with doors added β’ In-law suite/bonus room with glass slider to lanai, private full bathroom, and attached office/closet with built-in shelving β’ Space could easily accommodate a kitchenette for a private guest suite PRIMARY SUITE: β’ Main-level bedroom with glass slider to lanai β’ Large double-sided walk-in closet β’ Updated bath with split vanities, soaking tub, and walk-in shower UPSTAIRS: β’ Additional bedrooms with built-in closets β’ Loft and balcony overlooking the water β’ Updated Jack-and-Jill style shared bathroom OUTDOOR LIVING: β’ Large screened lanai with outdoor kitchen β’ Heated saltwater pool and spa overlooking the water β’ 80 feet of waterfront β’ 16' x 8' concrete dock with electricity and water β’ NEW 16,000-lb. boat lift and concrete pilings β’ Minutes to open water FLOOD IS TRANSFERABLE @ 1200.00 annually Elevation is 10.5 and the home has had NO FLOODING ADDITIONAL FEATURES: β’ 2022 metal roof β’ Freshly painted interior β’ Oversized 2-car garage with storage space β’ Custom overhead garage lighting This Punta Gorda Isles residence delivers an exceptional combination of luxury, flexible living space, resort-style outdoor amenities, and outstanding boating access. Thoughtfully updated and ready to enjoy, this is Florida waterfront living at its finest.
Facts
- Property type
- Single Family Residence
- Year built
- 1991
- Living area
- 3,209 sqft
- Lot size
- 0.22 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Beach, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $6,747/yr
- Listed
- 2026-08-01
- MLS #
- C7529204
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 414 CAICOS DR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$8,808
$7,079 of that is principal & interest. 20% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,079
- Property taxes
- $562
- Homeowners insurance
- $1,167
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $8,808
Over the life of the loan
- Loan amount
- $1,120,000
- Down payment
- $280,000
- Total interest
- $1,428,498
- Principal + interest paid
- $2,548,498
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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414 Caicos Dr, Punta Gorda, FL 33950
Listing courtesy of KW PEACE RIVER PARTNERS Β· MLS# C7529204 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



