$1,390,000
Active524 la Caruna Ct, Punta Gorda, FL 33950
4 beds · 4 baths · 4,261 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7525599
150 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
What’s special
- private dock
- 10,000 boat lift
- basin waterfront views
- executive office
- spa-like primary bath
- summer kitchen
- pool and spa
AI-selected highlights from the listing description below.
Tucked away on a quiet cul-de-sac, this exceptional custom-built waterfront residence includes a boat with private dock and 10,000 boat lift! This home blends timeless design with modern upgrades and an ideal layout for both everyday living and entertaining. From the moment you enter, soaring volume ceilings and a formal living room better used as a game room with dining spaces nearby set the tone for the home’s spacious and refined feel. At the heart of the home, an expansive family room showcases stunning floor-to-ceiling windows that frame wide basin waterfront views, filling the space with natural light. A dry bar enhances the entertaining experience complete with upper glass storage cabinets, a beverage wine fridge, while the open, chef-inspired kitchen features a large quartzite island with complementary marble countertops, stainless steel built in double ovens, and an extraordinary amount of custom cabinetry—truly a standout feature rarely seen. The private first-floor primary suite is a true retreat, offering direct access to the lanai, a huge custom walk-in closet, and a beautifully remodeled spa-like bath with soaking tub and dual vanities. Also on the main level, you’ll find a dedicated executive office, an additional guest bedroom or bonus room (could be a second office), a full bath with lanai/pool access, a convenient half bath, and a spacious laundry room with utility sink and extra storage. Upstairs, guests are welcomed with two generously sized bedrooms, a full bath, a loft area, and their own private balcony overlooking the water—perfect for enjoying serene Florida sunsets. Outdoor living is just as impressive, with an oversized lanai and summer kitchen creating a seamless extension of the home. The recently added pool and spa (2020) with paver patio provide the ultimate space to relax and entertain while taking in the tranquil waterfront setting. Additional highlights include an oversized 2-car garage with extra storage and potential for tandem parking, circular driveway, fenced backyard, full hurricane protection with impact glass at the front and shutters elsewhere, a new 4-ton A/C (2026), and beautifully updated kitchen and primary bath with today’s most desirable finishes. Located just minutes from dining, shopping, parks, bike and walking paths, and the charm of downtown Punta Gorda, this home offers the very best of the Florida waterfront lifestyle. - BOAT INCLUDED (WILL PROVIDE SEPARATE BILL OF SALE).
Facts
- Property type
- Single Family Residence
- Year built
- 1993
- Living area
- 4,261 sqft
- Lot size
- 0.27 acres
- Waterfront
- Yes · 255 ft
- Water access
- Bay/Harbor, Bayou, Beach, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Negotiable
- Flood zone
- 9AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,656/yr
- Listed
- 2026-05-03
- MLS #
- C7525599
Price & status history
- Listed for $1,400,000
- Price reduced to $1,390,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 524 LA CARUNA CT. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$9,158
$7,029 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $7,029
- Property taxes
- $971
- Homeowners insurance
- $1,158
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $9,158
Over the life of the loan
- Loan amount
- $1,112,000
- Down payment
- $278,000
- Total interest
- $1,418,295
- Principal + interest paid
- $2,530,295
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
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524 la Caruna Ct, Punta Gorda, FL 33950
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7525599 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



