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$1,390,000

Active

524 la Caruna Ct, Punta Gorda, FL 33950

4 beds · 4 baths · 4,261 sq ft

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7525599

150 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • private dock
  • 10,000 boat lift
  • basin waterfront views
  • executive office
  • spa-like primary bath
  • summer kitchen
  • pool and spa

AI-selected highlights from the listing description below.

Tucked away on a quiet cul-de-sac, this exceptional custom-built waterfront residence includes a boat with private dock and 10,000 boat lift! This home blends timeless design with modern upgrades and an ideal layout for both everyday living and entertaining. From the moment you enter, soaring volume ceilings and a formal living room better used as a game room with dining spaces nearby set the tone for the home’s spacious and refined feel. At the heart of the home, an expansive family room showcases stunning floor-to-ceiling windows that frame wide basin waterfront views, filling the space with natural light. A dry bar enhances the entertaining experience complete with upper glass storage cabinets, a beverage wine fridge, while the open, chef-inspired kitchen features a large quartzite island with complementary marble countertops, stainless steel built in double ovens, and an extraordinary amount of custom cabinetry—truly a standout feature rarely seen. The private first-floor primary suite is a true retreat, offering direct access to the lanai, a huge custom walk-in closet, and a beautifully remodeled spa-like bath with soaking tub and dual vanities. Also on the main level, you’ll find a dedicated executive office, an additional guest bedroom or bonus room (could be a second office), a full bath with lanai/pool access, a convenient half bath, and a spacious laundry room with utility sink and extra storage. Upstairs, guests are welcomed with two generously sized bedrooms, a full bath, a loft area, and their own private balcony overlooking the water—perfect for enjoying serene Florida sunsets. Outdoor living is just as impressive, with an oversized lanai and summer kitchen creating a seamless extension of the home. The recently added pool and spa (2020) with paver patio provide the ultimate space to relax and entertain while taking in the tranquil waterfront setting. Additional highlights include an oversized 2-car garage with extra storage and potential for tandem parking, circular driveway, fenced backyard, full hurricane protection with impact glass at the front and shutters elsewhere, a new 4-ton A/C (2026), and beautifully updated kitchen and primary bath with today’s most desirable finishes. Located just minutes from dining, shopping, parks, bike and walking paths, and the charm of downtown Punta Gorda, this home offers the very best of the Florida waterfront lifestyle. - BOAT INCLUDED (WILL PROVIDE SEPARATE BILL OF SALE).

Facts

Property type
Single Family Residence
Year built
1993
Living area
4,261 sqft
Lot size
0.27 acres
Waterfront
Yes · 255 ft
Water access
Bay/Harbor, Bayou, Beach, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, Marina, River
Water view
Yes
Private pool
Yes
Exposure
Northwest
Furnished
Negotiable
Flood zone
9AE
CDD
No
55+ community
No
Annual taxes
$11,656/yr
Listed
2026-05-03
MLS #
C7525599

Price & status history

  1. Listed for $1,400,000
  2. Price reduced to $1,390,000

Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 524 LA CARUNA CT. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$9,158

$7,029 of that is principal & interest. 23% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$7,029
Property taxes
$971
Homeowners insurance
$1,158
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$9,158

Over the life of the loan

Loan amount
$1,112,000
Down payment
$278,000
Total interest
$1,418,295
Principal + interest paid
$2,530,295
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

524 la Caruna Ct, Punta Gorda, FL 33950

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · MLS# C7525599 · Active

How would you like to see it?
Which day?
What time of day?

In person · Thu, Oct 1 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Sep 30, 2026, 7:58 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]