$279,000
Active24049 Canal St, Port Charlotte, FL 33980
3 beds Β· 2 baths Β· 1,655 sq ft
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531768
Listed today
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Virtually Staged. WELCOME TO RIVER CLUB! Enjoy beautiful lakefront living in this inviting 3-bedroom, 2-bath home offering 1,655 square feet of living space and an attached 2-car garage in the desirable GATED COMMUNITY of River Club in Port Charlotte. Surrounded by lush tropical landscaping, this well-maintained residence welcomes you with attractive curb appeal, a brick-paver driveway, and a screened front entry. MAJOR UPDATES INCLUDE A NEW WATER HEATER (2026), A/C (2024), AND ROOF (2022)! Step inside to a bright, open floor plan featuring tile flooring throughout the main living areas, luxury vinyl flooring in all bedrooms, neutral tones, recessed lighting, and decorative ceiling fans and light fixtures. The spacious living room flows into the kitchen and dining area, providing a comfortable setting for everyday living and entertaining. The generous dining space offers flexibility for a large dining table, additional seating, or a combination of both. The well-appointed kitchen features warm wood cabinetry with raised-panel doors, QUARTZ countertops, a subway tile backsplash, and stainless-steel appliances, including a French-door refrigerator, smooth-top range, built-in microwave, and dishwasher. A spacious breakfast bar provides casual seating and additional prep space, complete with a deep undermount sink and modern pull-down faucet. Decorative pendant lighting, open corner shelving, and ample cabinet storage add both style and functionality. Designed with privacy in mind, the split-bedroom floor plan features a spacious primary suite with a large walk-in closet, additional closet space, and an ensuite bath offering a dual-sink QUARTZ vanity with wood cabinetry, modern fixtures, and decorative lighting. The generous walk-in shower features floor-to-ceiling tile, a sliding glass enclosure, and a window for natural light. Two comfortable guest bedrooms, each with its own closet, share a full guest bathroom. An interior laundry room adds convenience with a stacked washer/dryer and custom cabinetry with pull-out shelving. Sliding glass doors lead to an inviting covered and screened lanai featuring brick-paver flooring, a tropical-style ceiling fan, and outdoor speakers, creating the perfect setting for relaxing or entertaining. An expansive open brick-paver patio extends the outdoor living space, providing plenty of room for additional seating or enjoying the Florida sunshine. Surrounded by mature tropical greenery, the FENCED BACKYARD offers picturesque views of the peaceful lake, creating a beautiful backdrop for your own private outdoor retreat. Enjoy a convenient, LOW-MAINTENANCE LIFESTYLE in River Club, where the HOA fee includes lawn and shrub maintenance, basic cable, and access to community amenities. Residents can enjoy the resort-style swimming pool and cabana, fitness center, playground, and sidewalks throughout the neighborhood. Ideally situated near shopping, dining, medical facilities, and everyday conveniences, with easy access to I-75, historic downtown Punta Gorda, Charlotte Harbor, golf courses, boating, fishing, and Southwest Florida's beautiful Gulf beaches. With its scenic waterfront setting, thoughtful layout, recent improvements, and desirable community amenities, this home offers an exceptional opportunity to enjoy the Southwest Florida lifestyle.
Facts
- Property type
- Single Family Residence
- Year built
- 2009
- Living area
- 1,655 sqft
- Lot size
- 0.15 acres
- Waterfront
- Yes Β· 50 ft
- Private pool
- No
- Exposure
- South
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $1,910/yr
- Monthly fees
- $398/mo
- Listed
- Oct 8, 2026
- MLS #
- C7531768
Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 24049 CANAL ST. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$2,200
$1,411 of that is principal & interest. 36% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,411
- Property taxes
- $159
- Homeowners insurance
- $233
- Flood insurance
- $0
- HOA / condo fees
- $398
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,200
Over the life of the loan
- Loan amount
- $223,200
- Down payment
- $55,800
- Total interest
- $284,679
- Principal + interest paid
- $507,879
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
24049 Canal St, Port Charlotte, FL 33980
Listing courtesy of MARINA PARK REALTY LLC Β· MLS# C7531768 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.



