$325,000
Active814 Ellicott Cir NW, Port Charlotte, FL 33952
3 beds · 2 baths · 1,541 sq ft
Listing courtesy of EVOLVE REAL ESTATE · MLS# N6145552
60 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Virtually Staged. This beautiful 3-bedroom, 2-bath waterfront home in the heart of Port Charlotte offers wide water views, access to Charlotte Harbor with only two bridges, and an incredible opportunity to enjoy the Florida boating lifestyle at an exceptional value. Imagine starting your mornings overlooking the water and spending your afternoons boating, fishing, and exploring everything Southwest Florida has to offer, all from your own backyard. With approximately 1,500 sq ft of living space, this well-maintained home has been thoughtfully updated and is ready for its next owner. Major 2023 improvements include impact windows, a new A/C system, new flooring, and fully renovated bathrooms, creating a fresh, modern feel while providing added peace of mind. Situated on a spacious 10,000 sq ft lot with a 2-car garage, there is plenty of room for vehicles, boating gear, and all your Florida toys. Best of all, there is NO HOA, giving you the freedom to truly enjoy your property and waterfront lifestyle. Conveniently located near shopping, dining, and everyday amenities in a growing area of Port Charlotte, this home is an excellent choice for a full-time residence, seasonal Florida getaway, or investment property. Waterfront, updated, boating access, no HOA, and priced under $350,000—opportunities like this are becoming harder to find. Schedule your private showing today and come see why this Port Charlotte waterfront home deserves to be at the top of your list!
Facts
- Property type
- Single Family Residence
- Year built
- 1978
- Bathrooms
- 2 full
- Living area
- 1,541 sqft
- Lot size
- 0.23 acres
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- Northeast
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,765/yr
- Listed
- Aug 29, 2026
- MLS #
- N6145552
Price & status history
- Listed for $345,000
- Price reduced to $325,000
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 814 ELLICOTT CIR NW. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,311
$1,643 of that is principal & interest. 29% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,643
- Property taxes
- $397
- Homeowners insurance
- $271
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,311
Over the life of the loan
- Loan amount
- $260,000
- Down payment
- $65,000
- Total interest
- $331,616
- Principal + interest paid
- $591,616
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
814 Ellicott Cir NW, Port Charlotte, FL 33952
Listing courtesy of EVOLVE REAL ESTATE · MLS# N6145552 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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