Skip to main content
Lasbury Tracy Realty Inc
← Back to search

$635,000

Active

290 Spaniards Rd, Placida, FL 33946

4 beds Β· 3 baths Β· 2,315 sq ft

Open houses

  • Sat, Oct 24 Β· 10:30 AM–12:30 PM
  • Sun, Oct 25 Β· 12–2 PM

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# C7532250

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Located in the historic coastal community of Cape Haze in Placida, this distinctive 1954 residence sits on an expansive 0.66 acre homesite and offers a unique blend of Old Florida character and modern updates. Believed to be one of the original Vanderbilt era homes, the property features a separate mother-in-law suite with its own entrance ideal for multigenerational living, extended guests, or potential rental income. Upon entering, expansive floor-to-ceiling windows fill the open living and dining areas with natural light, highlighting a wood-burning fireplace that has been entirely refaced to showcase its character from every angle. The dining area sits alongside the new impact sliding glass door to the outdoor oasis. The kitchen has been reimagined from its original mid-century galley style to create a more open, connected, and functional space. Solid wood cabinetry features dovetail drawers and soft-close hardware, pull-out storage, and an additional pantry cabinet. Quartz countertops extending into a full-height backsplash, under-cabinet lighting, an upgraded composite sink, Delta Champagne Bronze fixtures, and white LG CafΓ© Collection appliances complete the space. An original wood-framed glass-panel wall preserves a distinctive piece of the home's Old Florida character and now defines the first bedroom, which also lends itself beautifully to a study or creative workspace. Adjacent to the second guest bedroom, the generously sized primary suite features a bump-out framed by French doors opening to the outdoors. The ensuite bathroom has been transformed with a custom wood vanity, porcelain vessel sinks, and Delta Champagne Bronze fixtures. Custom wood shelving is built into either side of the walls, while a dramatic, full-height tiled accent wall carries the shower's design outward for a custom-finished look. Throughout the main residence, the extensive remodel includes new tile flooring, 5" baseboards & trim, fresh interior paint, recessed lighting with dimmable switches, and carefully selected finishes that refresh the home while preserving its original character. Added in 2007, the separate mother-in-law suite provides an inviting, open-concept living space with its own entrance. Quartz countertops and subway tile backsplash complement the kitchen, while the spacious layout feels bright and comfortable. A massive tiled walk-in shower and an oversized walk-in closet that doubles as a laundry room provide convenience and generous storage. French doors open directly onto the pool deck, creating an easy connection to the outdoor living area. Outside, an expansive pool deck surrounds a generously sized, completely resurfaced pool with new coping in 2025 and a new pool pump in 2024. Offering a fully fenced backyard, with a wood privacy wall along the rear boundary and no neighboring homes are visible from either side of the backyard, creating a peaceful setting for outdoor living. Larger udpates include; new roof in 2023, entire home re-pipe with PEX piping 2023, and a complete electrical rewire in 2025, including new switches & receptacles throughout. The main house electrical panel was replaced in 2022, two NEW tankless hot water heaters in 2026. The exterior has also been painted within the past 5 years, with refreshed soffits & gutters equipped with leaf guards. Publix is directly across the street, while historic downtown Dearborn, the Boca Grande Causeway, and area Gulf beaches are all within convenient reach.

Facts

Property type
Single Family Residence
Year built
1954
Living area
2,315 sqft
Lot size
0.66 acres
Private pool
Yes
Exposure
East
Furnished
Unfurnished
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$1,962/yr
Listed
Oct 19, 2026
MLS #
C7532250

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 290 SPANIARDS RD. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$3,904

$3,211 of that is principal & interest. 18% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$3,211
Property taxes
$164
Homeowners insurance
$529
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$3,904

Over the life of the loan

Loan amount
$508,000
Down payment
$127,000
Total interest
$647,926
Principal + interest paid
$1,155,926
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

290 Spaniards Rd, Placida, FL 33946

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE Β· MLS# C7532250 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Sat, Oct 24 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Want an email when homes like this list?

New Placida listings with at least 4 bedrooms up to $795,000. Free, and you can stop any time.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 23, 2026, 6:00 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]