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$589,500

Active

18231 Hottelet Cir, Port Charlotte, FL 33948

3 beds Β· 2 baths Β· 1,765 sq ft

Listing courtesy of JOHN R WOOD PROPERTIES Β· MLS# C7532372

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Discover a relaxed waterfront lifestyle at 18231 Hottelet Circle, where peaceful canal views, a private backyard, and inviting indoor spaces come together. This three-bedroom, two-bath home features a split-bedroom floor plan, with the primary bedroom privately positioned on one side and two spacious bedrooms on the otherβ€”offering a comfortable sense of separation for family and visitors. The recently upgraded kitchen pairs beautiful quartz countertops with abundant neutral-toned cabinetry and generous workspace for meal preparation, serving, and gathering. The newly designed laundry room adds everyday convenience with extensive cabinetry and countertops to help keep household essentials organized. Step outside to a spacious pool deck overlooking the saltwater canal, with plenty of room to lounge, dine, or entertain. The westerly exposure sets the scene for gorgeous sunsets over the water. For boating enthusiasts, the property includes a 10,000-pound boat lift and davits, with one bridge along the canal route. Beyond the pool, the private backyard offers a tropical touch with mango and lime trees and pineapple plants. Pool has been resurfaced. An audio system extends throughout the home and onto the lanai, making it easy to enjoy music as you move between indoor and outdoor living. From peaceful mornings by the canal to sunset evenings beside the pool, this home offers a welcoming place to enjoy the Florida waterfront lifestyle.

Facts

Property type
Single Family Residence
Year built
1986
Living area
1,765 sqft
Lot size
0.23 acres
Waterfront
Yes Β· 80 ft
Water access
Canal - Saltwater
Water view
Yes
Private pool
Yes
Exposure
East
Furnished
Negotiable
Flood zone
AE
CDD
No
55+ community
No
Annual taxes
$6,717/yr
Listed
Oct 21, 2026
MLS #
C7532372

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 18231 HOTTELET CIR. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$4,032

$2,981 of that is principal & interest. 26% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$2,981
Property taxes
$560
Homeowners insurance
$491
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$4,032

Over the life of the loan

Loan amount
$471,600
Down payment
$117,900
Total interest
$601,500
Principal + interest paid
$1,073,100
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

18231 Hottelet Cir, Port Charlotte, FL 33948

Listing courtesy of JOHN R WOOD PROPERTIES Β· MLS# C7532372 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Fri, Oct 23 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 22, 2026, 4:44 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]