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$320,000

Pending

7025 Waterford Pkwy, Punta Gorda, FL 33950

4 beds Β· 2 baths Β· 1,846 sq ft

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7532570

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

LAKEFRONT HOME WITH WESTERN REAR EXPOSURE IN WATERFORD ESTATES - Lake views and sunset skies define this 4-bedroom, 2-bath home in the gated community of Waterford Estates. Positioned along a wide, shimmering lake with western rear exposure, the screened lanai captures golden-hour light and tranquil water views that provide the backdrop of truly relaxed Florida living. Inside, the open-concept layout creates a seamless connection between the kitchen, dining area, and living roomβ€”ideal for both entertaining and everyday living. Tile flooring runs throughout the main living spaces, while large windows and sliding glass doors fill the home with natural light and draw attention to the lake view beyond. The kitchen offers warm wood cabinetry, ample counter space, a breakfast bar for casual seating, and a closet pantry, with the dining area positioned just off the kitchen offering a view out to the lanai and lake beyond. The master retreat boasts a lake view & an en-suite bath featuring dual sinks, a walk-in shower and an oversized walk-in closet. Three additional bedrooms provide flexible space for guests, a home office, or hobbies, and share a hall guest bath. Outdoor living takes center stage on the screened lanai, where there is plenty of room for dining and lounging while overlooking the backyard and shimmering lake. Whether starting the day with coffee or winding down at sunset, this space delivers a calm and scenic backdrop. Additional features include a new roof (2024), new hot water heater (2026), a new leaded glass front door, accordion hurricane shutters, and an attached two-car garage. Built in 2021, the home offers modern construction paired with thoughtful upgrades. Waterford Estates is known for its friendly atmosphere and resort-style amenities, including two community pools, a clubhouse with fitness center, billiards and card rooms, plus pickleball and bocce courts. Lawn care, trimming, irrigation, and use of all amenities are included in the low HOA fees, making this an easy place to enjoy the Florida lifestyle. The location places you minutes from historic downtown Punta Gorda, Fishermen’s Village, shopping, dining, I-75, US-41, and PGD Airport. Waterford Estates is designed for an active, connected lifestyle, with miles of sidewalks winding through lakes and green spaces and neighbors who truly enjoy the community. Schedule an appointment today.

Facts

Property type
Single Family Residence
Year built
2020
Living area
1,846 sqft
Lot size
0.17 acres
Waterfront
Yes Β· 66 ft
Water view
Yes
Private pool
No
Exposure
Northeast
Furnished
Unfurnished
Flood zone
AE
CDD
Yes
55+ community
No
Annual taxes
$4,403/yr
Monthly fees
$168/mo
Listed
Oct 28, 2026
MLS #
C7532570

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 7025 WATERFORD PKWY. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$2,420

$1,618 of that is principal & interest. 33% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$1,618
Property taxes
$367
Homeowners insurance
$267
Flood insurance
$0
HOA / condo fees
$168
Mortgage insurance (PMI)
$0
Total per month
$2,420

Over the life of the loan

Loan amount
$256,000
Down payment
$64,000
Total interest
$326,514
Principal + interest paid
$582,514
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

7025 Waterford Pkwy, Punta Gorda, FL 33950

Listing courtesy of RE/MAX HARBOR REALTY Β· MLS# C7532570 Β· Pending

How would you like to see it?
Which day?
What time of day?

In person Β· Wed, Oct 28 Β· Afternoon (3-6)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 1:54 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]