$360,000
Active2412 Rio de Janeiro Ave, Punta Gorda, FL 33983
3 beds · 2 baths · 2,096 sq ft
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4711069
Listed today
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Short Sale. Located in the desirable Deep Creek community, this spacious 3-bedroom, 2-bath pool home sits on a corner lot and offers a comfortable split-bedroom floor plan with plenty of room for entertaining. The home features high ceilings, tile flooring throughout, a large living and dining area, and a separate family room overlooking the pool. The kitchen offers granite countertops, ample cabinetry, stainless steel appliances, a breakfast bar, and a casual dining area. The primary bedroom features a walk-in closet and private bathroom with dual vanities, a soaking tub, and a separate shower. Sliding glass doors lead to a covered lanai and screened-in pool, with greenbelt views providing additional backyard privacy. Recent improvements include a new roof in 2023, water heater in 2024, pool pump in 2023, and hurricane-impact windows and sliding doors. The home also includes an attached two-car garage and is connected to county water and sewer. Conveniently located near shopping, restaurants, golf courses, I-75, and historic downtown Punta Gorda. Deep Creek is a deed-restricted community offering an established residential setting with easy access to Southwest Florida amenities.
Facts
- Property type
- Single Family Residence
- Year built
- 2004
- Bathrooms
- 2 full
- Living area
- 2,096 sqft
- Lot size
- 0.23 acres
- Private pool
- Yes
- Exposure
- Northwest
- Furnished
- Unfurnished
- Flood zone
- X
- CDD
- No
- 55+ community
- No
- Annual taxes
- $3,823/yr
- Monthly fees
- $17/mo
- Listed
- Oct 28, 2026
- MLS #
- A4711069
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 2412 RIO DE JANEIRO AVE. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$2,456
$1,820 of that is principal & interest. 26% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $1,820
- Property taxes
- $319
- Homeowners insurance
- $300
- Flood insurance
- $0
- HOA / condo fees
- $17
- Mortgage insurance (PMI)
- $0
- Total per month
- $2,456
Over the life of the loan
- Loan amount
- $288,000
- Down payment
- $72,000
- Total interest
- $367,328
- Principal + interest paid
- $655,328
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
2412 Rio de Janeiro Ave, Punta Gorda, FL 33983
Listing courtesy of REALTY ONE GROUP MVP · MLS# A4711069 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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