$849,000
Coming Soon8186 Arlewood Cir, Port Charlotte, FL 33981
3 beds · 3 baths · 1,664 sq ft
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS# D6149597
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
SAILBOAT WATER, no fixed bridges, and a 2024-built home in South Gulf Cove. This is the boating setup buyers wait for. 8186 Arlewood Circle sits on the Margo Waterway behind 112 feet of concrete seawall. Its dock has water and shore power, and extra pilings give you room for a 70-foot boat. The lock is about 2.5 miles away by water, and from there you're out to open water. Monroe Builders built it in 2024 to today's standards, with a metal roof, impact glass throughout, and block-and-stucco construction, which means lower-maintenance ownership and peace of mind in storm season. Inside, the split floor plan offers 3 bedrooms and 3 full baths, so every guest gets their own bath. The designer kitchen opens to the living area, and the whole space flows out toward the water. Unwind in the swim spa after a day on the Gulf, then watch the boats glide by from your own backyard. A 2-car garage leaves plenty of room for gear. South Gulf Cove's lock-controlled, minimum-wake canals keep the water calm and the community quiet, and the HOA is voluntary. Boca Grande, Gasparilla Sound, and the Gulf are a cruise away, and shopping, dining, and beaches are minutes by car. Newer construction like this rarely comes with this kind of water. Schedule your showing today.
Facts
- Property type
- Single Family Residence
- Year built
- 2024
- Bathrooms
- 3 full
- Living area
- 1,664 sqft
- Lot size
- 0.26 acres
- Waterfront
- Yes · 672 ft
- Water access
- Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean to Bay
- Water view
- Yes
- Private pool
- No
- Exposure
- Southwest
- Furnished
- Furnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $8,349/yr
- Listed
- Nov 6, 2026
- MLS #
- D6149597
Virtual tours
- Video tour on YouTubeyoutube.com
- Matterport 3-D tourmy.matterport.com
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 8186 ARLEWOOD CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,696
$4,293 of that is principal & interest. 25% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $4,293
- Property taxes
- $696
- Homeowners insurance
- $708
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,696
Over the life of the loan
- Loan amount
- $679,200
- Down payment
- $169,800
- Total interest
- $866,282
- Principal + interest paid
- $1,545,482
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Port Charlotte
Port Charlotte homes for saleAll Port Charlotte Sec 093 homes for saleSearch Port Charlotte
Want an email when homes like this list?
New Port Charlotte listings with at least 3 bedrooms up to $1,065,000. Free, and you can stop any time.
