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$999,999

Active

820 N Elm St, Englewood, FL 34223

5 beds Β· 4 baths Β· 3,390 sq ft

Listing courtesy of EXIT KING REALTY Β· MLS# A4684053

243 days on market

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

What’s special

  • 3+ private acres
  • City water and sewer
  • Covered outdoor kitchen
  • Wood-burning fireplace
  • Multiple storage sheds
  • Mature trees and landscaping

AI-selected highlights from the listing description below.

HUGE $200,000 PRICE IMPROVEMENT! 3+ PRIVATE ACRES IN THE HEART OF ENGLEWOOD! Seller has thoughtfully adjusted the price to reflect current market conditions. All reasonable offers will be considered. Rarely does a property offer this combination of privacy, acreage, versatility, and convenience. Situated on over 3 beautifully wooded acres,with CITY WATER AND SEWER, this nearly 4,000-square-foot, 5-bedroom, 4-bath estate offers exceptional space and flexibility just minutes from everything Englewood has to offer. Surrounded by mature trees and lush landscaping, this private retreat provides a peaceful setting without sacrificing convenience. Whether you're looking for a spacious family estate, multigenerational living, a home business, or simply room to spread out, this property offers endless possibilities. Outdoor living is made for entertaining and relaxing, featuring a covered outdoor kitchen, expansive deck and patio areas, multiple balconies, and plenty of room to create your own private oasis. Inside, soaring ceilings enhance the open and spacious feel. The generous living room features a cozy wood-burning fireplace, while the oversized primary suite includes its own fireplace for a relaxing retreat. Five generously sized bedrooms and multiple flexible living areas provide plenty of options for a home office, fitness room, media room, playroom, hobby space, or guest accommodations. The expansive acreage also provides ample room for boats, RVs, trailers, work vehicles, recreational equipment, and business-related storage. Additional storage sheds add even more convenience and flexibility. Enjoy an ideal location just minutes from Gulf beaches, public boat ramps, world-class fishing, golf courses, shopping, dining, and the charm of historic Dearborn Street. You'll have the privacy and space of a secluded estate while remaining close to the best of the Southwest Florida lifestyle. Properties offering more than 3 private acres in such a convenient location are exceptionally rare. If you've been searching for a property that gives you room to live, work, entertain, store your toys, and enjoy your privacy without giving up proximity to town, this is an opportunity worth seeing. Schedule your private showing today and experience the possibilities this unique property has to offer!

Facts

Property type
Single Family Residence
Year built
1971
Bathrooms
4 full
Living area
3,390 sqft
Lot size
3.15 acres
Private pool
No
Exposure
South
Furnished
Unfurnished
Flood zone
X500
CDD
No
55+ community
No
Annual taxes
$3,083/yr
Listed
Feb 27, 2026
MLS #
A4684053

Price & status history

  1. Listed for $1,200,000
  2. Price reduced to $999,999from $1,150,000

Virtual tour

Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.

Estimate the monthly payment

Estimate by Lasbury Tracy Realty β€” not a loan offer

Starting figures for 820 N ELM ST. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β€” Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure β€” we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.

Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.

AssumptionNot applied β€” your down payment is 20% or more.

Estimated total monthly payment

$6,147

$5,057 of that is principal & interest. 18% is taxes, insurance and fees β€” which is why those inputs matter more here than the rate does.

Principal & interest
$5,057
Property taxes
$257
Homeowners insurance
$833
Flood insurance
$0
HOA / condo fees
$0
Mortgage insurance (PMI)
$0
Total per month
$6,147

Over the life of the loan

Loan amount
$799,999
Down payment
$200,000
Total interest
$1,020,355
Principal + interest paid
$1,820,354
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above β€” nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

Take a tour

Pick a day that suits you β€” a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.

820 N Elm St, Englewood, FL 34223

Listing courtesy of EXIT KING REALTY Β· MLS# A4684053 Β· Active

How would you like to see it?
Which day?
What time of day?

In person Β· Thu, Oct 29 Β· Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial β€” on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

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Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Oct 28, 2026, 11:13 PM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. Β· [email protected]