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$454,900

Active

825 S Osprey Ave #108, Sarasota, FL 34236

2 beds · 2 baths · 1,260 sq ft

Listing courtesy of DOUGLAS ELLIMAN · MLS# A4712656

Listed today

Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .

About this home

Virtually Staged. Set along the scenic waters of Hudson Bayou amid lush, park-like grounds, this beautifully renovated corner-unit condominium in the boutique Central Park offers a refreshing take on downtown Sarasota living. A majestic banyan tree frames the views from both terraces and throughout the interior. Thoughtfully laid out, it offers 2 bedrooms, 2 baths and 1,260 square feet of indoor living, expanding to 1,520 total square feet with two terraces and a front porch. The designer kitchen is the centerpiece, with quartzite countertops and a matching backsplash, an Electrolux induction range, and premium appliances by Bertazzoni and Fulgor Milano. It opens to light-filled living and dining spaces made for easy entertaining. A sunlit alcove offers a quiet place for morning coffee, reading or simply unwinding. Step out to the expansive main terrace overlooking the bayou and the community pool. A large covered section offers shelter from the elements, and a generous open-air section invites you to soak up the Florida sun. The primary suite has two sets of French doors, one opening to its own private terrace and the other to the main terrace. Its renovated, spa-inspired en-suite features a walk-in shower, stone vanity and generous walk-in closet. A split second bedroom and full bath offer privacy and flexibility, ideal as a guest room, office, den or gym. Residents enjoy a community pool and covered parking. Offered partially furnished and move-in ready, it works beautifully as a full-time residence or a seasonal escape. Southside Village, Selby Gardens, the galleries of Palm Avenue, St. Armands Circle, Marina Jack and the Bayfront are all moments away, and the beaches of Siesta Key and Lido Key are an easy drive. All of downtown Sarasota, right outside your door.

Facts

Property type
Condominium
Year built
1985
Bathrooms
2 full
Living area
1,260 sqft
Water view
Yes
Private pool
No
Exposure
East
Furnished
Turnkey
Flood zone
X
CDD
No
55+ community
No
Annual taxes
$5,326/yr
Monthly fees
$973/mo
Listed
Nov 11, 2026
MLS #
A4712656

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Estimate the monthly payment

Estimate by Lasbury Tracy Realty — not a loan offer

Starting figures for 825 S OSPREY AVE #108. Everything below is editable.

AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.

From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.

Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.

Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; the flood zone and the current policy's premium decide the number.

From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.

AssumptionNot applied — your down payment is 20% or more.

Estimated total monthly payment

$4,096

$2,300 of that is principal & interest. 44% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.

Principal & interest
$2,300
Property taxes
$444
Homeowners insurance
$379
Flood insurance
$0
HOA / condo fees
$973
Mortgage insurance (PMI)
$0
Total per month
$4,096

Over the life of the loan

Loan amount
$363,920
Down payment
$90,980
Total interest
$464,160
Principal + interest paid
$828,080
Paid off in
2056

Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.

Calculated on this page from the figures above — the calculator sends none of them anywhere, and no lender is quoting you. Only the separate flood & insurance request sends anything: what you type into it, to a Lasbury Tracy agent. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.

What did the most similar homes nearby actually sell for?

The closest recent sales to this home, with what they sold for and when.

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825 S Osprey Ave #108, Sarasota, FL 34236

Listing courtesy of DOUGLAS ELLIMAN · MLS# A4712656 · Active

How would you like to see it?
Which day?
What time of day?

In person · Wed, Nov 11 · Morning (9-12)

No account, no obligation. Prefer to talk? (941) 474-5585

Where this home is

Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.

Similar homes

Listing information is provided in part by Stellar MLS, as distributed by MLS GRID. Based on information submitted to the MLS as of Nov 11, 2026, 10:45 AM (ET). All data is obtained from various sources and may not have been verified by broker or MLS. All information provided is deemed reliable but is not guaranteed and should be independently verified. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some IDX listings have been excluded from this website.

Lasbury Tracy Realty Inc. · [email protected]