$735,000
Active8314 Tracy Cir, Port Charlotte, FL 33981
3 beds Β· 3 baths Β· 2,422 sq ft
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7526089
160 days on market
Refreshed from the Stellar MLS feed . This listingβs MLS record last changed .
About this home
Whatβs special
- heated saltwater pool
- canal view
- French doors
- tray ceilings
- Roman shower
- zero-degree tinted sliders
- whole house generator
- fenced yard
AI-selected highlights from the listing description below.
Virtually Staged. MOTIVATED SELLERSβ¦. BRING YOUR OFFERS! Experience exceptional waterfront living in the highly sought-after community of South Gulf Cove! Built in 2023 by Turn Key Custom Homes, this beautifully appointed custom residence offers an impressive combination of quality craftsmanship, sophisticated finishes, and the relaxed Florida lifestyle you've been dreaming of. From the moment you enter through the elegant French doors, you'll appreciate the bright, spacious great room showcasing soaring tray ceilings, crown molding, 5-inch baseboards, and an inviting open-concept design that is perfect for everyday living and entertaining. At the heart of the home is a STUNNING CHEF'S KITCHEN featuring an oversized granite island, custom soft-close wood cabinetry, designer backsplash, stainless steel appliances, under-cabinet lighting with conveniently integrated power strips, stylish pendant lighting, and an expansive walk-in pantry. The kitchen flows effortlessly into the dining and living areas, creating a welcoming space where family and friends can gather while enjoying beautiful views of the outdoor living area. Escape to your PRIVATE PRIMARY SUITE, a peaceful retreat featuring sliding glass doors that open directly to the lanai with tranquil canal views. The luxurious ensuite bathroom is designed to impress, offering a spacious tiled Roman shower with dual shower heads, including a relaxing rainfall shower, dual vanities, a dedicated makeup vanity, and gorgeous granite countertops. A generously sized laundry room conveniently located just off the primary suite adds to the home's thoughtful design. Privacy and flexibility abound with guest bedrooms positioned on the opposite side of the residence. One guest bedroom offers an impressive walk-in closet with custom shelving and its own ensuite bathroom featuring a beautifully tiled walk-in shower. Need additional space? The versatile BONUS FLEX ROOM/DEN, complete with double doors and a charming half-moon window, provides endless possibilities for a home office, hobby room, or additional guest accommodations. Prepare to fall in love with the OUTDOOR LIVING SPACE! Expansive 10-foot, zero-degree tinted sliding glass doors with custom remote-controlled shades open to an oversized paver lanai, seamlessly blending indoor comfort with outdoor enjoyment. Take a refreshing dip in your HEATED SALTWATER POOL, thoughtfully positioned to maximize sunshine while overlooking the peaceful canal. With abundant covered seating, a separate dining and grilling area, and a convenient outdoor shower, this exceptional space is ideal for entertaining, relaxing, or simply enjoying Southwest Florida's beautiful weather. The backyard is also enclosed by an attractive black aluminum fence, providing an added level of security for your four-legged companions. Additional upgrades include BEAUTIFUL PORCELAIN TILE FLOORING THROUGHOUT, impact-resistant windows, sliding glass doors and garage doors, a security system, irrigation system, custom plantation shutters, motorized sliding-door shades, and a screened front entryway. Every detail reflects the quality, comfort, and attention to craftsmanship that make this home truly special.
Facts
- Property type
- Single Family Residence
- Year built
- 2023
- Bathrooms
- 3 full
- Living area
- 2,422 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes Β· 80 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish, Canal - Freshwater, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, River
- Water view
- Yes
- Private pool
- Yes
- Exposure
- West
- Furnished
- Unfurnished
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $11,793/yr
- Monthly fees
- $10/mo
- Listed
- May 20, 2026
- MLS #
- C7526089
Price & status history
- Listed for $799,000
- Price reduced to $755,000from $769,000
- Price reduced to $735,000
Virtual tour
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty β not a loan offerStarting figures for 8314 TRACY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ β Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure β we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied β your down payment is 20% or more.
Estimated total monthly payment
$5,322
$3,717 of that is principal & interest. 30% is taxes, insurance and fees β which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,717
- Property taxes
- $983
- Homeowners insurance
- $613
- Flood insurance
- $0
- HOA / condo fees
- $10
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,322
Over the life of the loan
- Loan amount
- $588,000
- Down payment
- $147,000
- Total interest
- $749,962
- Principal + interest paid
- $1,337,962
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above β nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you β a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
8314 Tracy Cir, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY Β· MLS# C7526089 Β· Active
Where this home is
Opens on aerial β on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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