$739,000
Active9150 Melody Cir, Port Charlotte, FL 33981
4 beds · 2 baths · 2,165 sq ft
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7530702
30 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Welcome to 9150 Melody Circle, located in the highly desirable waterfront community of South Gulf Cove, where tropical paradise meets a warm and welcoming neighborhood. This beautifully maintained home offers an open-concept floor plan filled with natural light, creating the perfect balance of spaciousness and cozy comfort. Every day feels like a vacation in this inviting retreat. The heart of the home features a generous 10-foot center island with additional seating, a walk-in pantry, and seamless indoor-outdoor living through dramatic zero-corner sliding doors that open to the expansive lanai and pool area. Plantation window shutters throughout. A versatile fifth room provides endless possibilities such as a home office, den, hobby room, or additional guest space. The spacious primary suite is designed for comfort and relaxation, offering a 10-foot tray ceiling, custom walk-in closet, dual vanities, a large curb-less walk-in shower, and a luxurious jetted soaking tub. Step outside and enjoy the privacy and serenity of your own backyard oasis. Whether you love boating, fishing, entertaining, or simply relaxing by the water, this property delivers. The heated pool allows for year-round enjoyment, while the private boat lift provides easy access to Charlotte Harbor and Gulf waters beyond. Nestled in a rare and peaceful setting, you'll enjoy abundant wildlife and breathtaking sunset views from your own backyard. Thoughtfully updated and move-in ready, recent improvements include a steel roof (2023), solar panels (2025) for improved energy efficiency, electric pool heater and pool pump (2023), water heater (2022), water softener (2022), appliance package (2022), garage door opener (2025), and HVAC system (2019) Ideally located near the world-renowned beaches of Boca Grande and Manasota Key, this home combines waterfront living with convenient access to some of Southwest Florida's most sought-after coastal destinations. South Gulf Cove offers a vibrant lifestyle with an optional HOA and a variety of community activities and events throughout the year for residents of all ages. As an added bonus, the seller is offering a Home Warranty with an acceptable full-price. Don't miss this opportunity to own a piece of Florida waterfront living. Schedule your private showing today and discover all this exceptional home and community has.
Facts
- Property type
- Single Family Residence
- Year built
- 2010
- Bathrooms
- 2 full
- Living area
- 2,165 sqft
- Lot size
- 0.23 acres
- Waterfront
- Yes · 80 ft
- Water access
- Bay/Harbor, Brackish Water, Canal - Brackish
- Water view
- Yes
- Private pool
- Yes
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $9,805/yr
- Listed
- Sep 9, 2026
- MLS #
- C7530702
Price & status history
- Listed for $739,000
- Status changed to Active
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
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Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9150 MELODY CIR. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
Include condo, HOA, and master-association dues. CDD assessments usually arrive on the tax bill instead.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$5,170
$3,737 of that is principal & interest. 28% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $3,737
- Property taxes
- $817
- Homeowners insurance
- $616
- Flood insurance
- $0
- HOA / condo fees
- $0
- Mortgage insurance (PMI)
- $0
- Total per month
- $5,170
Over the life of the loan
- Loan amount
- $591,200
- Down payment
- $147,800
- Total interest
- $754,043
- Principal + interest paid
- $1,345,243
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9150 Melody Cir, Port Charlotte, FL 33981
Listing courtesy of COLDWELL BANKER REALTY · MLS# C7530702 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
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