$399,000
Active9034 Midnight Pass Rd #6, Sarasota, FL 34242
2 beds · 2 baths · 1,124 sq ft
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4704019
63 days on market
Refreshed from the Stellar MLS feed . This listing’s MLS record last changed .
About this home
Opportunity knocks on Siesta Key at $399,000, and the seller is paying your first six months of association fees.Located within Cozy Cove, an intimate six-residence waterfront community on the quiet southern end of the island, this 2-bedroom, 2-bath single-level condominium offers a compelling entry point for the buyer ready to create something of their own. The residence is clean and functional today, but its largely original interior presents the opportunity for a full renovation and repositioning. Buy now, renovate through the off-season, and have it ready for Season 2027, whether your strategy is vacation rental, resale, or simply creating your own Siesta Key getaway. Cozy Cove offers weekly rentals, a waterfront pool, brand-new docks along Blind Pass, and even a glimpse of the Intracoastal from the residence, all just minutes from Turtle Beach. Whether the plan is to hold, rent, renovate and resell, or some combination of the three, opportunities to enter Siesta Key at this price point are increasingly hard to find.
Facts
- Property type
- Condominium
- Year built
- 1978
- Bathrooms
- 2 full
- Living area
- 1,124 sqft
- Waterfront
- Yes · 60 ft
- Water access
- Canal - Saltwater
- Water view
- Yes
- Private pool
- No
- Exposure
- East
- Furnished
- Negotiable
- Flood zone
- AE
- CDD
- No
- 55+ community
- No
- Annual taxes
- $4,006/yr
- Monthly fees
- $1,383/mo
- Listed
- Aug 25, 2026
- MLS #
- A4704019
Virtual tour
- Property Panorama tourpropertypanorama.comView the virtual tour(opens propertypanorama.com in a new tab)
Opens propertypanorama.com in a new tab.
Tours are hosted by the seller’s chosen provider, not by Lasbury-Tracy Realty. Opening one loads content from that company and shares your IP address with them.
Estimate the monthly payment
Estimate by Lasbury Tracy Realty — not a loan offerStarting figures for 9034 MIDNIGHT PASS RD #6. Everything below is editable.
AssumptionNot a quoted rate. Ask a lender what you actually qualify for today.
From this listingThe seller's most recent annual tax bill as reported to the MLS. Your bill will differ — Florida reassesses on sale and homestead caps reset.
Editable estimateA placeholder, not a quote. On the Gulf Coast this is the line item most likely to be wrong: premiums swing on roof age, wind mitigation, elevation, and carrier appetite. Get a real quote before you rely on this number.
Starts at $0Deliberately zero until you enter a figure — we will not inflate a payment with a guess. Many homes here need it; ask us for the property's flood zone and the current policy's premium.
From this listingMonthly association fee as reported to the MLS. Confirm what it includes, and ask about special assessments.
AssumptionNot applied — your down payment is 20% or more.
Estimated total monthly payment
$4,067
$2,018 of that is principal & interest. 50% is taxes, insurance and fees — which is why those inputs matter more here than the rate does.
- Principal & interest
- $2,018
- Property taxes
- $334
- Homeowners insurance
- $333
- Flood insurance
- $0
- HOA / condo fees
- $1,383
- Mortgage insurance (PMI)
- $0
- Total per month
- $4,067
Over the life of the loan
- Loan amount
- $319,200
- Down payment
- $79,800
- Total interest
- $407,122
- Principal + interest paid
- $726,322
- Paid off in
- 2056
Interest is the exact schedule total for a fixed-rate loan held to term and assumes no extra payments. Taxes, insurance and fees are not included in these lifetime figures because they change every year.
Calculated on this page from the figures above — nothing is sent anywhere and no lender is quoting you. Figures are estimates for planning only, not a pre-approval, commitment to lend, or a statement of the taxes and insurance you will actually be charged. Lasbury Tracy Realty Inc. is a real estate brokerage, not a lender or an insurance agent.
Take a tour
Pick a day that suits you — a licensed Lasbury Tracy agent confirms personally, usually within minutes. No account needed.
9034 Midnight Pass Rd #6, Sarasota, FL 34242
Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4704019 · Active
Where this home is
Opens on aerial — on this coast the canal, the lot and the neighbours answer more questions than a street grid does.
More homes in Sarasota
Want an email when homes like this list?
New Sarasota listings with at least 2 bedrooms up to $500,000. Free, and you can stop any time.
